{"title":"Homebuyer Tools","description":"\u003cp\u003ePractical interactive tools for first-time and repeat homebuyers — prepare for mortgage pre-approval, plan savings, compare renting vs. buying, house hunt, estimate closing costs, organize inspections and follow-up, and budget for moving and home setup.\u003c\/p\u003e","products":[{"product_id":"closing-cost-estimator","title":"Closing Cost Estimator","description":"\u003csection id=\"rr-product-demonstration\" style=\"border:1px solid #ccd5dd;border-top:4px solid #d4a54b;border-radius:10px;padding:20px;margin:18px 0;background:#fff;color:#172434;font-family:Arial,sans-serif;font-size:18px;line-height:1.6;\"\u003e\u003ch2 style=\"color:#031327;font-family:Arial,sans-serif;font-size:28px;font-weight:700;line-height:1.25;\"\u003eSee how it works before you buy\u003c\/h2\u003e\n\u003cp\u003e\u003cstrong\u003eFree illustrated walkthrough. No purchase or download needed.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eThis is a fictional example based on the product's features. It is a presentation, not a live calculator or screenshot of the tool.\u003c\/p\u003e\n\u003cp\u003eEstimate the cash needed to close using selected transaction assumptions.\u003c\/p\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e1. Enter your information\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eHome price \/ down payment:\u003c\/strong\u003e $250,000 \/ 20%\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eLender fees \/ appraisal \/ title costs:\u003c\/strong\u003e $1,000 \/ $500 \/ $1,500\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSeller credit:\u003c\/strong\u003e $1,000\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eAll other fees and prepaids:\u003c\/strong\u003e $0 for this limited illustration\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e2. See the result\u003c\/h3\u003e\n\u003cp\u003e\u003cstrong\u003eDown payment: $50,000. Entered costs after credit: $2,000. Illustrative cash to close: $52,000.\u003c\/strong\u003e\u003c\/p\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e3. Your next step\u003c\/h3\u003e\n\u003cp\u003eReplace the sample fees with lender and title estimates and include applicable prepaid items and reserves.\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003eThis is not a Loan Estimate or Closing Disclosure. Whether a credit can be used depends on the transaction.\u003c\/em\u003e\u003c\/p\u003e\n\u003cdetails\u003e\u003csummary style=\"font-weight:bold;cursor:pointer;\"\u003eView the presentation card\u003c\/summary\u003e\u003cp\u003e\u003cimg src=\"https:\/\/cdn.shopify.com\/s\/files\/1\/0783\/9806\/2639\/files\/closing-cost-estimator-demonstration.png?v=1789663497\" alt=\"Illustrative example for Closing Cost Estimator\" width=\"1080\" height=\"1620\" loading=\"lazy\" style=\"display:block;width:100%;max-width:720px;height:auto;\"\u003e\u003c\/p\u003e\u003c\/details\u003e\u003cp\u003eThe full working product is delivered after purchase. \u003ca href=\"\/pages\/digital-downloads\"\u003eSee how downloads work\u003c\/a\u003e.\u003c\/p\u003e\u003c\/section\u003e\u003cp\u003e\u003cstrong\u003eOne-time digital purchase · Nothing shipped\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eKnow your estimated cash-to-close before you get to the closing table.\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003eThe Roof \u0026amp; Ratio Closing Cost Estimator is an interactive digital tool designed to help homebuyers estimate the money they may need at closing. Enter your purchase price, down payment, loan type, lender fees, title and third-party fees, prepaid items, escrow reserves, and negotiated credits to see a clear estimated total.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eIncludes:\u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eConventional, FHA, VA and USDA loan selections\u003c\/li\u003e\n\u003cli\u003eDown payment and estimated loan amount calculations\u003c\/li\u003e\n\u003cli\u003eLender, appraisal, underwriting and processing fees\u003c\/li\u003e\n\u003cli\u003eTitle, escrow, inspection, survey, recording and attorney fees\u003c\/li\u003e\n\u003cli\u003ePrepaid interest, homeowners insurance and tax\/insurance reserves\u003c\/li\u003e\n\u003cli\u003eSeller and lender credits\u003c\/li\u003e\n\u003cli\u003eEstimated closing costs and total cash needed at closing\u003c\/li\u003e\n\u003cli\u003eEntries automatically saved in the browser on the same device\u003c\/li\u003e\n\u003cli\u003eMobile-friendly interactive format\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cstrong\u003eDIGITAL ONLY — nothing is shipped.\u003c\/strong\u003e For informational and planning purposes only. Actual costs vary by lender, location and loan program; this tool is not a Loan Estimate or Closing Disclosure.\u003c\/p\u003e\u003ch3\u003eBefore you buy\u003c\/h3\u003e\u003cp\u003eReview the included features above. Interactive HTML files open in a web browser; PDF files require a PDF reader. Features such as saving, exporting and printing vary by product and by the browser or reader you use. Keep a backup of important work.\u003c\/p\u003e\u003cp\u003eQuestions about this product or your device? Email \u003ca href=\"mailto:marchelle@roofandratio.com\"\u003emarchelle@roofandratio.com\u003c\/a\u003e before purchasing. \u003ca href=\"\/pages\/digital-downloads\"\u003eHow downloads work\u003c\/a\u003e · \u003ca href=\"\/policies\/refund-policy\"\u003eCurrent refund policy\u003c\/a\u003e\u003c\/p\u003e","brand":"Roof \u0026 Ratio by Marchelle","offers":[{"title":"Default Title","offer_id":46147686432815,"sku":null,"price":14.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0783\/9806\/2639\/files\/roof-ratio-closing-cost-estimator-thumbnail.png?v=1788904738"},{"product_id":"rent-vs-buy-calculator-interactive-html-tool","title":"Rent vs. Buy Calculator — Interactive HTML Tool","description":"\u003csection id=\"rr-product-demonstration\" style=\"border:1px solid #ccd5dd;border-top:4px solid #d4a54b;border-radius:10px;padding:20px;margin:18px 0;background:#fff;color:#172434;font-family:Arial,sans-serif;font-size:18px;line-height:1.6;\"\u003e\u003ch2 style=\"color:#031327;font-family:Arial,sans-serif;font-size:28px;font-weight:700;line-height:1.25;\"\u003eSee how it works before you buy\u003c\/h2\u003e\n\u003cp\u003e\u003cstrong\u003eFree illustrated walkthrough. No purchase or download needed.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eThis is a fictional example based on the product's features. It is a presentation, not a live calculator or screenshot of the tool.\u003c\/p\u003e\n\u003cp\u003eCompare the initial monthly cost of renting and buying under stated assumptions.\u003c\/p\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e1. Enter your information\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eRent \/ renter insurance:\u003c\/strong\u003e $2,400 \/ $20 monthly\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePurchase \/ down payment:\u003c\/strong\u003e $300,000 \/ 20%\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eMortgage:\u003c\/strong\u003e 6% fixed; 30 years\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eOwnership assumptions:\u003c\/strong\u003e 1.2% property tax; $1,800 annual insurance; 1% annual maintenance; $0 HOA\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e2. See the result\u003c\/h3\u003e\n\u003cp\u003e\u003cstrong\u003eIllustrative first-month costs: approximately $2,139 to own versus $2,420 to rent. This is only the monthly-cost portion of the comparison.\u003c\/strong\u003e\u003c\/p\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e3. Your next step\u003c\/h3\u003e\n\u003cp\u003eSet buying\/selling costs, growth assumptions and the holding period to explore the longer-term comparison.\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003eThese are fictional inputs, not current loan quotes or forecasts. Lower monthly cost alone does not decide which option is better.\u003c\/em\u003e\u003c\/p\u003e\n\u003cdetails\u003e\u003csummary style=\"font-weight:bold;cursor:pointer;\"\u003eView the presentation card\u003c\/summary\u003e\u003cp\u003e\u003cimg src=\"https:\/\/cdn.shopify.com\/s\/files\/1\/0783\/9806\/2639\/files\/rent-vs-buy-calculator-interactive-html-tool-demonstration.png?v=1789663517\" alt=\"Illustrative example for Rent vs. Buy Calculator — Interactive HTML Tool\" width=\"1080\" height=\"1620\" loading=\"lazy\" style=\"display:block;width:100%;max-width:720px;height:auto;\"\u003e\u003c\/p\u003e\u003c\/details\u003e\u003cp\u003eThe full working product is delivered after purchase. \u003ca href=\"\/pages\/digital-downloads\"\u003eSee how downloads work\u003c\/a\u003e.\u003c\/p\u003e\u003c\/section\u003e\u003cp\u003e\u003cstrong\u003eOne-time digital purchase · Nothing shipped\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eCompare renting versus buying with a clearer look at both monthly cost and long-term wealth impact.\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003eThe Roof \u0026amp; Ratio Rent vs. Buy Calculator is an interactive digital tool for homebuyers who want to compare the financial tradeoffs of renting and purchasing a home using their own numbers.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eIncludes:\u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eMonthly rent and annual rent-growth inputs\u003c\/li\u003e\n\u003cli\u003eHome price, down payment, mortgage rate and loan term\u003c\/li\u003e\n\u003cli\u003eProperty taxes, homeowners insurance, HOA and maintenance\u003c\/li\u003e\n\u003cli\u003eHome appreciation and investment-return assumptions\u003c\/li\u003e\n\u003cli\u003eBuying and selling cost assumptions\u003c\/li\u003e\n\u003cli\u003eYear-one monthly cost comparison\u003c\/li\u003e\n\u003cli\u003eEstimated break-even point\u003c\/li\u003e\n\u003cli\u003eLong-term rent-versus-buy net-worth comparison\u003c\/li\u003e\n\u003cli\u003eMobile- and computer-friendly interactive fields\u003c\/li\u003e\n\u003cli\u003eAutosave \/ Save for Later\u003c\/li\u003e\n\u003cli\u003ePrint \/ Save as PDF\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cstrong\u003eDIGITAL ONLY — nothing is shipped.\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003eFor informational and planning purposes only. Results depend on the assumptions entered and are not financial, tax, lending, or investment advice.\u003c\/p\u003e\u003ch3\u003eBefore you buy\u003c\/h3\u003e\u003cp\u003eReview the included features above. Interactive HTML files open in a web browser; PDF files require a PDF reader. Features such as saving, exporting and printing vary by product and by the browser or reader you use. Keep a backup of important work.\u003c\/p\u003e\u003cp\u003eQuestions about this product or your device? Email \u003ca href=\"mailto:marchelle@roofandratio.com\"\u003emarchelle@roofandratio.com\u003c\/a\u003e before purchasing. \u003ca href=\"\/pages\/digital-downloads\"\u003eHow downloads work\u003c\/a\u003e · \u003ca href=\"\/policies\/refund-policy\"\u003eCurrent refund policy\u003c\/a\u003e\u003c\/p\u003e","brand":"Roof \u0026 Ratio by Marchelle","offers":[{"title":"Default Title","offer_id":46148660461615,"sku":null,"price":14.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0783\/9806\/2639\/files\/roof-ratio-rent-vs-buy-calculator-thumbnail.png?v=1788916591"},{"product_id":"down-payment-savings-planner-for-homebuyers","title":"Down Payment \u0026 Savings Planner for Homebuyers","description":"\u003csection id=\"rr-product-demonstration\" style=\"border:1px solid #ccd5dd;border-top:4px solid #d4a54b;border-radius:10px;padding:20px;margin:18px 0;background:#fff;color:#172434;font-family:Arial,sans-serif;font-size:18px;line-height:1.6;\"\u003e\u003ch2 style=\"color:#031327;font-family:Arial,sans-serif;font-size:28px;font-weight:700;line-height:1.25;\"\u003eSee how it works before you buy\u003c\/h2\u003e\n\u003cp\u003e\u003cstrong\u003eFree illustrated walkthrough. No purchase or download needed.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eThis is a fictional example based on the product's features. It is a presentation, not a live calculator or screenshot of the tool.\u003c\/p\u003e\n\u003cp\u003eTurn a homebuying cash target into a savings timeline.\u003c\/p\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e1. Enter your information\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eTarget price \/ down payment:\u003c\/strong\u003e $250,000 \/ 5%\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eClosing costs \/ moving \/ reserve:\u003c\/strong\u003e 3% \/ $2,000 \/ $3,000\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eCurrent savings:\u003c\/strong\u003e $10,000\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eMonthly savings \/ interest:\u003c\/strong\u003e $1,000 \/ 0%\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e2. See the result\u003c\/h3\u003e\n\u003cp\u003e\u003cstrong\u003eTotal target: $25,000. Remaining gap: $15,000. At $1,000 per month and no interest, the example takes 15 months.\u003c\/strong\u003e\u003c\/p\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e3. Your next step\u003c\/h3\u003e\n\u003cp\u003eChange the monthly contribution or target date to compare a different plan.\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003eThese are planning assumptions. Loan eligibility and final cash requirements need lender confirmation.\u003c\/em\u003e\u003c\/p\u003e\n\u003cdetails\u003e\u003csummary style=\"font-weight:bold;cursor:pointer;\"\u003eView the presentation card\u003c\/summary\u003e\u003cp\u003e\u003cimg src=\"https:\/\/cdn.shopify.com\/s\/files\/1\/0783\/9806\/2639\/files\/down-payment-savings-planner-for-homebuyers-demonstration.png?v=1789663548\" alt=\"Illustrative example for Down Payment \u0026amp; Savings Planner for Homebuyers\" width=\"1080\" height=\"1620\" loading=\"lazy\" style=\"display:block;width:100%;max-width:720px;height:auto;\"\u003e\u003c\/p\u003e\u003c\/details\u003e\u003cp\u003eThe full working product is delivered after purchase. \u003ca href=\"\/pages\/digital-downloads\"\u003eSee how downloads work\u003c\/a\u003e.\u003c\/p\u003e\u003c\/section\u003e\u003cp\u003e\u003cstrong\u003eOne-time digital purchase · Nothing shipped\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003e100% DIGITAL PRODUCT — NOTHING IS SHIPPED.\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003eTurn your homeownership goal into a clear savings plan. The Roof \u0026amp; Ratio Down Payment \u0026amp; Savings Planner helps homebuyers estimate the cash they may need for a down payment, closing costs, moving expenses and reserves, then map out how long it could take to reach that goal.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eWhat it helps you do:\u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eEstimate your down payment target\u003c\/li\u003e\n\u003cli\u003eAdd closing costs, moving costs and post-move reserves\u003c\/li\u003e\n\u003cli\u003eTrack current savings\u003c\/li\u003e\n\u003cli\u003eSee how long it may take to reach your goal\u003c\/li\u003e\n\u003cli\u003eReverse-calculate the monthly savings needed for a target date\u003c\/li\u003e\n\u003cli\u003eCompare how saving a little more could shorten the timeline\u003c\/li\u003e\n\u003cli\u003eSave your entries for later and print\/save as PDF\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003eDesigned for first-time and repeat homebuyers who want a practical, easy-to-use planning tool before they shop.\u003c\/p\u003e\u003cp\u003e\u003cem\u003eFor informational and planning purposes only. Not financial, tax or lending advice.\u003c\/em\u003e\u003c\/p\u003e\u003ch3\u003eBefore you buy\u003c\/h3\u003e\u003cp\u003eReview the included features above. Interactive HTML files open in a web browser; PDF files require a PDF reader. Features such as saving, exporting and printing vary by product and by the browser or reader you use. Keep a backup of important work.\u003c\/p\u003e\u003cp\u003eQuestions about this product or your device? Email \u003ca href=\"mailto:marchelle@roofandratio.com\"\u003emarchelle@roofandratio.com\u003c\/a\u003e before purchasing. \u003ca href=\"\/pages\/digital-downloads\"\u003eHow downloads work\u003c\/a\u003e · \u003ca href=\"\/policies\/refund-policy\"\u003eCurrent refund policy\u003c\/a\u003e\u003c\/p\u003e","brand":"Roof \u0026 Ratio by Marchelle","offers":[{"title":"Digital Download","offer_id":46165630353455,"sku":null,"price":14.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0783\/9806\/2639\/files\/roof-ratio-down-payment-savings-planner-homebuyer.png?v=1789161476"},{"product_id":"moving-home-setup-budget-planner-for-homebuyers","title":"Moving \u0026 Home Setup Budget Planner for Homebuyers","description":"\u003csection id=\"rr-product-demonstration\" style=\"border:1px solid #ccd5dd;border-top:4px solid #d4a54b;border-radius:10px;padding:20px;margin:18px 0;background:#fff;color:#172434;font-family:Arial,sans-serif;font-size:18px;line-height:1.6;\"\u003e\u003ch2 style=\"color:#031327;font-family:Arial,sans-serif;font-size:28px;font-weight:700;line-height:1.25;\"\u003eSee how it works before you buy\u003c\/h2\u003e\n\u003cp\u003e\u003cstrong\u003eFree illustrated walkthrough. No purchase or download needed.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eThis is a fictional example based on the product's features. It is a presentation, not a live calculator or screenshot of the tool.\u003c\/p\u003e\n\u003cp\u003ePlan the expenses of getting settled after closing.\u003c\/p\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e1. Enter your information\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eMoving \/ utility setup:\u003c\/strong\u003e $1,200 \/ $300\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eImmediate home needs:\u003c\/strong\u003e $500\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eFurnishings and appliances:\u003c\/strong\u003e $2,000\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eOther costs \/ amount saved:\u003c\/strong\u003e $0 \/ $3,000\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e2. See the result\u003c\/h3\u003e\n\u003cp\u003e\u003cstrong\u003eIllustrative total setup budget: $4,000. Remaining savings gap: $1,000.\u003c\/strong\u003e\u003c\/p\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e3. Your next step\u003c\/h3\u003e\n\u003cp\u003eReplace estimates with quotes and adjust the categories to match the household.\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003eThis planner covers your entered setup costs; it does not replace a closing-cost estimate.\u003c\/em\u003e\u003c\/p\u003e\n\u003cdetails\u003e\u003csummary style=\"font-weight:bold;cursor:pointer;\"\u003eView the presentation card\u003c\/summary\u003e\u003cp\u003e\u003cimg src=\"https:\/\/cdn.shopify.com\/s\/files\/1\/0783\/9806\/2639\/files\/moving-home-setup-budget-planner-for-homebuyers-demonstration.png?v=1789663553\" alt=\"Illustrative example for Moving \u0026amp; Home Setup Budget Planner for Homebuyers\" width=\"1080\" height=\"1620\" loading=\"lazy\" style=\"display:block;width:100%;max-width:720px;height:auto;\"\u003e\u003c\/p\u003e\u003c\/details\u003e\u003cp\u003eThe full working product is delivered after purchase. \u003ca href=\"\/pages\/digital-downloads\"\u003eSee how downloads work\u003c\/a\u003e.\u003c\/p\u003e\u003c\/section\u003e\u003cp\u003e\u003cstrong\u003eOne-time digital purchase · Nothing shipped\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003e100% DIGITAL PRODUCT — NOTHING IS SHIPPED.\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003ePlan for the costs that show up after closing day. The Roof \u0026amp; Ratio Moving \u0026amp; Home Setup Budget Planner helps homebuyers estimate moving, utility setup, immediate home needs, furnishings, appliances, insurance and other first-month expenses so there are fewer surprises after the keys are in hand.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eWhat it helps you do:\u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eEstimate moving and packing costs\u003c\/li\u003e\n\u003cli\u003ePlan utility and service setup fees\u003c\/li\u003e\n\u003cli\u003eBudget for immediate home safety and setup needs\u003c\/li\u003e\n\u003cli\u003eTrack furnishings and appliance purchases\u003c\/li\u003e\n\u003cli\u003eInclude insurance, HOA and home-warranty costs\u003c\/li\u003e\n\u003cli\u003eSee category subtotals and the total budget\u003c\/li\u003e\n\u003cli\u003eTrack how much is already saved and the remaining gap\u003c\/li\u003e\n\u003cli\u003eSave your entries for later and print\/save as PDF\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003eDesigned for first-time and repeat homebuyers who want a realistic picture of what it may cost to get settled after closing.\u003c\/p\u003e\u003cp\u003e\u003cem\u003eFor informational and planning purposes only. Actual costs vary by household, location and situation.\u003c\/em\u003e\u003c\/p\u003e\u003ch3\u003eBefore you buy\u003c\/h3\u003e\u003cp\u003eReview the included features above. Interactive HTML files open in a web browser; PDF files require a PDF reader. Features such as saving, exporting and printing vary by product and by the browser or reader you use. Keep a backup of important work.\u003c\/p\u003e\u003cp\u003eQuestions about this product or your device? Email \u003ca href=\"mailto:marchelle@roofandratio.com\"\u003emarchelle@roofandratio.com\u003c\/a\u003e before purchasing. \u003ca href=\"\/pages\/digital-downloads\"\u003eHow downloads work\u003c\/a\u003e · \u003ca href=\"\/policies\/refund-policy\"\u003eCurrent refund policy\u003c\/a\u003e\u003c\/p\u003e","brand":"Roof \u0026 Ratio by Marchelle","offers":[{"title":"Digital Download","offer_id":46165632253999,"sku":null,"price":14.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0783\/9806\/2639\/files\/roof-ratio-moving-home-setup-budget-planner-homebuyer.png?v=1789161490"},{"product_id":"mortgage-pre-approval-readiness-checklist-for-homebuyers","title":"Mortgage Pre-Approval Readiness Checklist for Homebuyers","description":"\u003csection id=\"rr-product-demonstration\" style=\"border:1px solid #ccd5dd;border-top:4px solid #d4a54b;border-radius:10px;padding:20px;margin:18px 0;background:#fff;color:#172434;font-family:Arial,sans-serif;font-size:18px;line-height:1.6;\"\u003e\u003ch2 style=\"color:#031327;font-family:Arial,sans-serif;font-size:28px;font-weight:700;line-height:1.25;\"\u003eSee how it works before you buy\u003c\/h2\u003e\n\u003cp\u003e\u003cstrong\u003eFree illustrated walkthrough. No purchase or download needed.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eThis is a fictional example based on the product's features. It is a presentation, not a live calculator or screenshot of the tool.\u003c\/p\u003e\n\u003cp\u003eReview debt-to-income arithmetic and organize mortgage application documents.\u003c\/p\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e1. Enter your information\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eGross monthly income:\u003c\/strong\u003e $6,000\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eProposed housing payment:\u003c\/strong\u003e $1,500\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eOther monthly debt payments:\u003c\/strong\u003e $600\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e2. See the result\u003c\/h3\u003e\n\u003cp\u003e\u003cstrong\u003eFront-end DTI: 25%. Back-end DTI: 35%. Total monthly obligations entered: $2,100.\u003c\/strong\u003e\u003c\/p\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e3. Your next step\u003c\/h3\u003e\n\u003cp\u003eWork through the document and financial-readiness checklists before speaking with a lender.\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003eThese ratios are not a loan approval. Requirements depend on the lender, program and full application.\u003c\/em\u003e\u003c\/p\u003e\n\u003cdetails\u003e\u003csummary style=\"font-weight:bold;cursor:pointer;\"\u003eView the presentation card\u003c\/summary\u003e\u003cp\u003e\u003cimg src=\"https:\/\/cdn.shopify.com\/s\/files\/1\/0783\/9806\/2639\/files\/mortgage-pre-approval-readiness-checklist-for-homebuyers-demonstration.png?v=1789663558\" alt=\"Illustrative example for Mortgage Pre-Approval Readiness Checklist for Homebuyers\" width=\"1080\" height=\"1620\" loading=\"lazy\" style=\"display:block;width:100%;max-width:720px;height:auto;\"\u003e\u003c\/p\u003e\u003c\/details\u003e\u003cp\u003eThe full working product is delivered after purchase. \u003ca href=\"\/pages\/digital-downloads\"\u003eSee how downloads work\u003c\/a\u003e.\u003c\/p\u003e\u003c\/section\u003e\u003cp\u003e\u003cstrong\u003eOne-time digital purchase · Nothing shipped\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003e100% DIGITAL PRODUCT — NOTHING IS SHIPPED.\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003eGet organized before you apply for a mortgage. The Roof \u0026amp; Ratio Mortgage Pre-Approval Readiness Checklist combines a simple debt-to-income calculator with a step-by-step preparation checklist so buyers can gather documents, review key numbers and understand what lenders commonly look for before applying.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eWhat it helps you do:\u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eEstimate front-end and back-end debt-to-income ratios\u003c\/li\u003e\n\u003cli\u003eCompare your numbers with common lending guidelines\u003c\/li\u003e\n\u003cli\u003eOrganize income and employment documents\u003c\/li\u003e\n\u003cli\u003eReview credit and financial-readiness items\u003c\/li\u003e\n\u003cli\u003ePrepare down-payment and reserve documentation\u003c\/li\u003e\n\u003cli\u003eTrack application-readiness progress with checkboxes\u003c\/li\u003e\n\u003cli\u003eSave your progress for later and print\/save as PDF\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003eDesigned for first-time and repeat homebuyers who want to feel more prepared before starting the pre-approval process.\u003c\/p\u003e\u003cp\u003e\u003cem\u003eFor informational and planning purposes only. Not lending, financial or credit advice. Approval requirements vary by lender and loan program.\u003c\/em\u003e\u003c\/p\u003e\u003ch3\u003eBefore you buy\u003c\/h3\u003e\u003cp\u003eReview the included features above. Interactive HTML files open in a web browser; PDF files require a PDF reader. Features such as saving, exporting and printing vary by product and by the browser or reader you use. Keep a backup of important work.\u003c\/p\u003e\u003cp\u003eQuestions about this product or your device? Email \u003ca href=\"mailto:marchelle@roofandratio.com\"\u003emarchelle@roofandratio.com\u003c\/a\u003e before purchasing. \u003ca href=\"\/pages\/digital-downloads\"\u003eHow downloads work\u003c\/a\u003e · \u003ca href=\"\/policies\/refund-policy\"\u003eCurrent refund policy\u003c\/a\u003e\u003c\/p\u003e","brand":"Roof \u0026 Ratio by Marchelle","offers":[{"title":"Digital Download","offer_id":46165632942127,"sku":null,"price":14.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0783\/9806\/2639\/files\/roof-ratio-mortgage-preapproval-readiness-checklist-homebuyer.png?v=1789161501"},{"product_id":"complete-homebuyer-checklist-interactive-digital-planner","title":"Complete Homebuyer Checklist — Interactive Digital Planner","description":"\u003csection id=\"rr-product-demonstration\" style=\"border:1px solid #ccd5dd;border-top:4px solid #d4a54b;border-radius:10px;padding:20px;margin:18px 0;background:#fff;color:#172434;font-family:Arial,sans-serif;font-size:18px;line-height:1.6;\"\u003e\u003ch2 style=\"color:#031327;font-family:Arial,sans-serif;font-size:28px;font-weight:700;line-height:1.25;\"\u003eSee how it works before you buy\u003c\/h2\u003e\n\u003cp\u003e\u003cstrong\u003eFree illustrated walkthrough. No purchase or download needed.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eThis is a fictional example based on the product's features. It is a presentation, not a live calculator or screenshot of the tool.\u003c\/p\u003e\n\u003cp\u003eTrack the homebuying journey without scattered notes.\u003c\/p\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e1. Enter your information\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003ePreparation:\u003c\/strong\u003e Record buyer contacts and target timing\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eChecklist progress:\u003c\/strong\u003e Mark completed preparation tasks\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eImportant dates:\u003c\/strong\u003e Enter dates confirmed by the appropriate professionals\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e2. See the result\u003c\/h3\u003e\n\u003cp\u003e\u003cstrong\u003eA stage-by-stage progress record showing completed work, remaining tasks and notes.\u003c\/strong\u003e\u003c\/p\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e3. Your next step\u003c\/h3\u003e\n\u003cp\u003eReturn to the checklist through house hunting, contract follow-up, closing and move-in.\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003eThe checklist does not establish or calculate contractual deadlines.\u003c\/em\u003e\u003c\/p\u003e\n\u003cdetails\u003e\u003csummary style=\"font-weight:bold;cursor:pointer;\"\u003eView the presentation card\u003c\/summary\u003e\u003cp\u003e\u003cimg src=\"https:\/\/cdn.shopify.com\/s\/files\/1\/0783\/9806\/2639\/files\/complete-homebuyer-checklist-interactive-digital-planner-demonstration.png?v=1789663563\" alt=\"Illustrative example for Complete Homebuyer Checklist — Interactive Digital Planner\" width=\"1080\" height=\"1620\" loading=\"lazy\" style=\"display:block;width:100%;max-width:720px;height:auto;\"\u003e\u003c\/p\u003e\u003c\/details\u003e\u003cp\u003eThe full working product is delivered after purchase. \u003ca href=\"\/pages\/digital-downloads\"\u003eSee how downloads work\u003c\/a\u003e.\u003c\/p\u003e\u003c\/section\u003e\u003cp\u003e\u003cstrong\u003eOne-time digital purchase · Nothing shipped\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003e100% DIGITAL PRODUCT — NOTHING IS SHIPPED.\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003eStay organized from your first financial-prep steps through pre-approval, house hunting, contract, inspection, financing, closing and move-in with the \u003cstrong\u003eRoof \u0026amp; Ratio Complete Homebuyer Checklist\u003c\/strong\u003e.\u003c\/p\u003e\u003cp\u003eThis interactive digital planner gives buyers one clear place to track the major stages of the homebuying journey without relying on scattered notes, screenshots or paper lists.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eInside the checklist:\u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eFinancial readiness and savings preparation\u003c\/li\u003e\n\u003cli\u003eMortgage pre-approval document preparation\u003c\/li\u003e\n\u003cli\u003eHome-search priorities and team contacts\u003c\/li\u003e\n\u003cli\u003eHouse-hunting and comparison reminders\u003c\/li\u003e\n\u003cli\u003eOffer and contract-stage organization\u003c\/li\u003e\n\u003cli\u003eInspection and due-diligence tasks\u003c\/li\u003e\n\u003cli\u003eFinancing, appraisal and insurance follow-up\u003c\/li\u003e\n\u003cli\u003eClosing preparation and final walk-through\u003c\/li\u003e\n\u003cli\u003eMove-in and first-weeks homeowner tasks\u003c\/li\u003e\n\u003cli\u003eProgress tracking and stage notes\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cstrong\u003eInteractive features:\u003c\/strong\u003e check-off progress, autosave on your device, Save for Later, backup\/restore and Print \/ Save PDF.\u003c\/p\u003e\u003cp\u003eDesigned for first-time and repeat buyers who want a practical, polished system to keep the journey organized from planning to keys in hand.\u003c\/p\u003e\u003cp\u003e\u003cem\u003eFor organizational and educational use only. This tool does not create contractual deadlines and is not legal, mortgage, tax, inspection, insurance or real-estate advice. Always confirm requirements and dates with the appropriate professionals and your executed contract.\u003c\/em\u003e\u003c\/p\u003e\u003ch3\u003eBefore you buy\u003c\/h3\u003e\u003cp\u003eReview the included features above. Interactive HTML files open in a web browser; PDF files require a PDF reader. Features such as saving, exporting and printing vary by product and by the browser or reader you use. Keep a backup of important work.\u003c\/p\u003e\u003cp\u003eQuestions about this product or your device? Email \u003ca href=\"mailto:marchelle@roofandratio.com\"\u003emarchelle@roofandratio.com\u003c\/a\u003e before purchasing. \u003ca href=\"\/pages\/digital-downloads\"\u003eHow downloads work\u003c\/a\u003e · \u003ca href=\"\/policies\/refund-policy\"\u003eCurrent refund policy\u003c\/a\u003e\u003c\/p\u003e","brand":"Roof \u0026 Ratio by Marchelle","offers":[{"title":"Digital Download","offer_id":46165744746543,"sku":null,"price":14.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0783\/9806\/2639\/files\/roof-ratio-complete-homebuyer-checklist.png?v=1789163289"},{"product_id":"home-inspection-checklist-interactive-digital-planner","title":"Home Inspection Checklist — Interactive Digital Planner","description":"\u003csection id=\"rr-product-demonstration\" style=\"border:1px solid #ccd5dd;border-top:4px solid #d4a54b;border-radius:10px;padding:20px;margin:18px 0;background:#fff;color:#172434;font-family:Arial,sans-serif;font-size:18px;line-height:1.6;\"\u003e\u003ch2 style=\"color:#031327;font-family:Arial,sans-serif;font-size:28px;font-weight:700;line-height:1.25;\"\u003eSee how it works before you buy\u003c\/h2\u003e\n\u003cp\u003e\u003cstrong\u003eFree illustrated walkthrough. No purchase or download needed.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eThis is a fictional example based on the product's features. It is a presentation, not a live calculator or screenshot of the tool.\u003c\/p\u003e\n\u003cp\u003eOrganize your review of an inspector's findings.\u003c\/p\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e1. Enter your information\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eSection:\u003c\/strong\u003e Plumbing\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eObservation:\u003c\/strong\u003e Question about a fixture noted in the report\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eStatus:\u003c\/strong\u003e Follow Up\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eQuestion:\u003c\/strong\u003e Ask the inspector whether specialist review is recommended\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e2. See the result\u003c\/h3\u003e\n\u003cp\u003e\u003cstrong\u003eA recorded concern or follow-up item, with review progress and questions kept together.\u003c\/strong\u003e\u003c\/p\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e3. Your next step\u003c\/h3\u003e\n\u003cp\u003eContinue through the relevant sections alongside the licensed inspector's report.\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003eMarking an item reviewed does not mean it passed inspection. This checklist does not evaluate safety or condition.\u003c\/em\u003e\u003c\/p\u003e\n\u003cdetails\u003e\u003csummary style=\"font-weight:bold;cursor:pointer;\"\u003eView the presentation card\u003c\/summary\u003e\u003cp\u003e\u003cimg src=\"https:\/\/cdn.shopify.com\/s\/files\/1\/0783\/9806\/2639\/files\/home-inspection-checklist-interactive-digital-planner-demonstration.png?v=1789663573\" alt=\"Illustrative example for Home Inspection Checklist — Interactive Digital Planner\" width=\"1080\" height=\"1620\" loading=\"lazy\" style=\"display:block;width:100%;max-width:720px;height:auto;\"\u003e\u003c\/p\u003e\u003c\/details\u003e\u003cp\u003eThe full working product is delivered after purchase. \u003ca href=\"\/pages\/digital-downloads\"\u003eSee how downloads work\u003c\/a\u003e.\u003c\/p\u003e\u003c\/section\u003e\u003cp\u003e\u003cstrong\u003eOne-time digital purchase · Nothing shipped\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003e100% DIGITAL PRODUCT — NOTHING IS SHIPPED.\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003eKeep inspection-day observations, questions and professional follow-up organized with the \u003cstrong\u003eRoof \u0026amp; Ratio Home Inspection Checklist\u003c\/strong\u003e.\u003c\/p\u003e\u003cp\u003eThis interactive buyer tool is designed to help you review the home systematically alongside your licensed inspector's report, so important areas are easier to track and nothing gets lost in scattered notes.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eChecklist sections include:\u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eExterior and site\u003c\/li\u003e\n\u003cli\u003eGarage \/ carport\u003c\/li\u003e\n\u003cli\u003eInterior rooms\u003c\/li\u003e\n\u003cli\u003eKitchen\u003c\/li\u003e\n\u003cli\u003eBathrooms\u003c\/li\u003e\n\u003cli\u003ePlumbing\u003c\/li\u003e\n\u003cli\u003eElectrical\u003c\/li\u003e\n\u003cli\u003eHVAC\u003c\/li\u003e\n\u003cli\u003eAttic and insulation\u003c\/li\u003e\n\u003cli\u003eFoundation \/ structure\u003c\/li\u003e\n\u003cli\u003eSafety and specialist follow-up items\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cstrong\u003eInteractive features:\u003c\/strong\u003e Reviewed checkboxes, status choices such as No Concern Noted \/ Concern \/ Follow Up \/ Not Applicable, section notes, overall progress tracking, CSV export, autosave on your device, backup\/restore and Print \/ Save PDF.\u003c\/p\u003e\u003cp\u003eUse it as a practical companion to your inspection report and to keep questions ready for your inspector, agent and qualified specialists.\u003c\/p\u003e\u003cp\u003e\u003cem\u003eThis checklist is an organizational aid only. It is not a home inspection, inspection standard, safety certification, repair estimate or professional opinion. Always rely on the licensed inspector's report and qualified specialists for property-condition decisions.\u003c\/em\u003e\u003c\/p\u003e\u003ch3\u003eBefore you buy\u003c\/h3\u003e\u003cp\u003eReview the included features above. Interactive HTML files open in a web browser; PDF files require a PDF reader. Features such as saving, exporting and printing vary by product and by the browser or reader you use. Keep a backup of important work.\u003c\/p\u003e\u003cp\u003eQuestions about this product or your device? Email \u003ca href=\"mailto:marchelle@roofandratio.com\"\u003emarchelle@roofandratio.com\u003c\/a\u003e before purchasing. \u003ca href=\"\/pages\/digital-downloads\"\u003eHow downloads work\u003c\/a\u003e · \u003ca href=\"\/policies\/refund-policy\"\u003eCurrent refund policy\u003c\/a\u003e\u003c\/p\u003e","brand":"Roof \u0026 Ratio by Marchelle","offers":[{"title":"Digital Download","offer_id":46165745598511,"sku":null,"price":14.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0783\/9806\/2639\/files\/roof-ratio-home-inspection-checklist.png?v=1789163299"},{"product_id":"house-hunting-home-comparison-dashboard-interactive-digital-planner","title":"House Hunting \u0026 Home Comparison Dashboard — Interactive Digital Planner","description":"\u003csection id=\"rr-product-demonstration\" style=\"border:1px solid #ccd5dd;border-top:4px solid #d4a54b;border-radius:10px;padding:20px;margin:18px 0;background:#fff;color:#172434;font-family:Arial,sans-serif;font-size:18px;line-height:1.6;\"\u003e\u003ch2 style=\"color:#031327;font-family:Arial,sans-serif;font-size:28px;font-weight:700;line-height:1.25;\"\u003eSee how it works before you buy\u003c\/h2\u003e\n\u003cp\u003e\u003cstrong\u003eFree illustrated walkthrough. No purchase or download needed.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eThis is a fictional example based on the product's features. It is a presentation, not a live calculator or screenshot of the tool.\u003c\/p\u003e\n\u003cp\u003eCompare homes against the priorities you choose.\u003c\/p\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e1. Enter your information\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eHomes:\u003c\/strong\u003e Sample Home A and Sample Home B\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePriorities:\u003c\/strong\u003e Your own 1–5 importance weights\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eScores:\u003c\/strong\u003e Your own 1–10 ratings for each factor\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eNotes:\u003c\/strong\u003e Condition concerns, pros, cons and possible setup costs\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e2. See the result\u003c\/h3\u003e\n\u003cp\u003e\u003cstrong\u003eA side-by-side comparison and weighted match scores based on your entered preferences.\u003c\/strong\u003e\u003c\/p\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e3. Your next step\u003c\/h3\u003e\n\u003cp\u003eUpdate the shortlist after showings and keep professional findings separate from personal preference scores.\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003eThe dashboard does not recommend which home to buy or determine property condition or value.\u003c\/em\u003e\u003c\/p\u003e\n\u003cdetails\u003e\u003csummary style=\"font-weight:bold;cursor:pointer;\"\u003eView the presentation card\u003c\/summary\u003e\u003cp\u003e\u003cimg src=\"https:\/\/cdn.shopify.com\/s\/files\/1\/0783\/9806\/2639\/files\/house-hunting-home-comparison-dashboard-interactive-digital-planner-demonstration.png?v=1789663578\" alt=\"Illustrative example for House Hunting \u0026amp; Home Comparison Dashboard — Interactive Digital Planner\" width=\"1080\" height=\"1620\" loading=\"lazy\" style=\"display:block;width:100%;max-width:720px;height:auto;\"\u003e\u003c\/p\u003e\u003c\/details\u003e\u003cp\u003eThe full working product is delivered after purchase. \u003ca href=\"\/pages\/digital-downloads\"\u003eSee how downloads work\u003c\/a\u003e.\u003c\/p\u003e\u003c\/section\u003e\u003cp\u003e\u003cstrong\u003eOne-time digital purchase · Nothing shipped\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003e100% DIGITAL PRODUCT — NOTHING IS SHIPPED.\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003eKeep every showing organized in one place. The Roof \u0026amp; Ratio House Hunting \u0026amp; Home Comparison Dashboard helps buyers record property details, compare homes side by side, score the factors that matter most, track condition concerns, estimate immediate repair\/setup costs, and identify a highest match based only on the buyer’s own entered priorities.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eIncludes:\u003c\/strong\u003e up to 10 homes, customizable priorities, weighted 1–10 scoring, side-by-side comparison, favorite\/offer-candidate\/eliminated status, condition tracking, pros\/cons\/red flags, repair and setup estimates, autosave, backup\/restore, and Print \/ Save PDF.\u003c\/p\u003e\u003cp\u003e\u003cem\u003eFor organization and planning purposes only. This tool does not recommend which property to purchase and does not replace inspections, appraisal, lender analysis, title review, legal advice, tax advice, insurance review, or other professional guidance.\u003c\/em\u003e\u003c\/p\u003e\u003ch3\u003eBefore you buy\u003c\/h3\u003e\u003cp\u003eReview the included features above. Interactive HTML files open in a web browser; PDF files require a PDF reader. Features such as saving, exporting and printing vary by product and by the browser or reader you use. Keep a backup of important work.\u003c\/p\u003e\u003cp\u003eQuestions about this product or your device? Email \u003ca href=\"mailto:marchelle@roofandratio.com\"\u003emarchelle@roofandratio.com\u003c\/a\u003e before purchasing. \u003ca href=\"\/pages\/digital-downloads\"\u003eHow downloads work\u003c\/a\u003e · \u003ca href=\"\/policies\/refund-policy\"\u003eCurrent refund policy\u003c\/a\u003e\u003c\/p\u003e","brand":"Roof \u0026 Ratio by Marchelle","offers":[{"title":"Digital Download","offer_id":46166246457391,"sku":null,"price":14.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0783\/9806\/2639\/files\/roof-ratio-house-hunting-home-comparison-dashboard.png?v=1789174584"},{"product_id":"home-inspection-repair-follow-up-tracker-interactive-digital-planner","title":"Home Inspection \u0026 Repair Follow-Up Tracker — Interactive Digital Planner","description":"\u003csection id=\"rr-product-demonstration\" style=\"border:1px solid #ccd5dd;border-top:4px solid #d4a54b;border-radius:10px;padding:20px;margin:18px 0;background:#fff;color:#172434;font-family:Arial,sans-serif;font-size:18px;line-height:1.6;\"\u003e\u003ch2 style=\"color:#031327;font-family:Arial,sans-serif;font-size:28px;font-weight:700;line-height:1.25;\"\u003eSee how it works before you buy\u003c\/h2\u003e\n\u003cp\u003e\u003cstrong\u003eFree illustrated walkthrough. No purchase or download needed.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eThis is a fictional example based on the product's features. It is a presentation, not a live calculator or screenshot of the tool.\u003c\/p\u003e\n\u003cp\u003eTurn inspection findings into a follow-up list.\u003c\/p\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e1. Enter your information\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eExample items:\u003c\/strong\u003e Roof review and plumbing review\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eEntered estimates:\u003c\/strong\u003e $800 and $200\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eStatus:\u003c\/strong\u003e One open; one resolved\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eFollow-up date:\u003c\/strong\u003e A date you confirm and enter\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e2. See the result\u003c\/h3\u003e\n\u003cp\u003e\u003cstrong\u003eTwo logged items, $1,000 in entered estimates and one item still open.\u003c\/strong\u003e\u003c\/p\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e3. Your next step\u003c\/h3\u003e\n\u003cp\u003eRecord specialist feedback, responses and resolutions with each issue.\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003eThe estimates are fictional. The tracker does not inspect the property, price repairs or determine contractual deadlines.\u003c\/em\u003e\u003c\/p\u003e\n\u003cdetails\u003e\u003csummary style=\"font-weight:bold;cursor:pointer;\"\u003eView the presentation card\u003c\/summary\u003e\u003cp\u003e\u003cimg src=\"https:\/\/cdn.shopify.com\/s\/files\/1\/0783\/9806\/2639\/files\/home-inspection-repair-follow-up-tracker-interactive-digital-planner-demonstration.png?v=1789663584\" alt=\"Illustrative example for Home Inspection \u0026amp; Repair Follow-Up Tracker — Interactive Digital Planner\" width=\"1080\" height=\"1620\" loading=\"lazy\" style=\"display:block;width:100%;max-width:720px;height:auto;\"\u003e\u003c\/p\u003e\u003c\/details\u003e\u003cp\u003eThe full working product is delivered after purchase. \u003ca href=\"\/pages\/digital-downloads\"\u003eSee how downloads work\u003c\/a\u003e.\u003c\/p\u003e\u003c\/section\u003e\u003cp\u003e\u003cstrong\u003eOne-time digital purchase · Nothing shipped\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003e100% DIGITAL PRODUCT — NOTHING IS SHIPPED.\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003eTurn inspection findings into an organized follow-up plan. The Roof \u0026amp; Ratio Home Inspection \u0026amp; Repair Follow-Up Tracker helps buyers log inspection items, assign priority, record estimates, track specialist follow-up, capture responses or resolutions, and keep important questions and notes together.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eIncludes:\u003c\/strong\u003e dynamic inspection items, High\/Medium\/Low priority tracking, repair-cost totals, open vs. resolved status, user-entered follow-up deadline countdown, professional\/company notes, CSV export, autosave, backup\/restore, and Print \/ Save PDF.\u003c\/p\u003e\u003cp\u003e\u003cem\u003eFor organization and planning purposes only. This is not a home inspection report and does not replace a licensed inspector, engineer, contractor, electrician, plumber, roofer, HVAC professional, real-estate professional, attorney, lender, insurer, or other qualified professional. Confirm condition, scope, pricing, contractual rights, and deadlines with the appropriate professionals.\u003c\/em\u003e\u003c\/p\u003e\u003ch3\u003eBefore you buy\u003c\/h3\u003e\u003cp\u003eReview the included features above. Interactive HTML files open in a web browser; PDF files require a PDF reader. Features such as saving, exporting and printing vary by product and by the browser or reader you use. Keep a backup of important work.\u003c\/p\u003e\u003cp\u003eQuestions about this product or your device? Email \u003ca href=\"mailto:marchelle@roofandratio.com\"\u003emarchelle@roofandratio.com\u003c\/a\u003e before purchasing. \u003ca href=\"\/pages\/digital-downloads\"\u003eHow downloads work\u003c\/a\u003e · \u003ca href=\"\/policies\/refund-policy\"\u003eCurrent refund policy\u003c\/a\u003e\u003c\/p\u003e","brand":"Roof \u0026 Ratio by Marchelle","offers":[{"title":"Digital Download","offer_id":46166247276591,"sku":null,"price":14.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0783\/9806\/2639\/files\/roof-ratio-home-inspection-repair-follow-up-tracker.png?v=1789174595"},{"product_id":"complete-homebuyer-toolkit-bundle-9-interactive-digital-tools","title":"Complete Homebuyer Toolkit Bundle — 9 Interactive Digital Tools","description":"\u003csection id=\"rr-product-demonstration\" style=\"border:1px solid #ccd5dd;border-top:4px solid #d4a54b;border-radius:10px;padding:20px;margin:18px 0;background:#fff;color:#172434;font-family:Arial,sans-serif;font-size:18px;line-height:1.6;\"\u003e\u003ch2 style=\"color:#031327;font-family:Arial,sans-serif;font-size:28px;font-weight:700;line-height:1.25;\"\u003eSee how it works before you buy\u003c\/h2\u003e\n\u003cp\u003e\u003cstrong\u003eFree illustrated walkthrough. No purchase or download needed.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eThis is a fictional example based on the product's features. It is a presentation, not a live calculator or screenshot of the tool.\u003c\/p\u003e\n\u003cp\u003eFollow a fictional homebuying journey from early planning to moving in.\u003c\/p\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e1. Follow the workflow\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eGet ready:\u003c\/strong\u003e Compare renting and buying, plan savings and organize pre-approval questions.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eCompare and investigate:\u003c\/strong\u003e Compare homes, estimate closing cash, review inspection findings and track follow-up.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eStay organized:\u003c\/strong\u003e Use the homebuyer checklist and moving budget through closing and setup.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e2. What you get\u003c\/h3\u003e\n\u003cp\u003e\u003cstrong\u003eNine interactive tools plus a Start Here guide, covering the main planning stages of a home purchase.\u003c\/strong\u003e\u003c\/p\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e3. Your next step\u003c\/h3\u003e\n\u003cp\u003eExplore the individual examples below to see the questions, entries and results each tool supports.\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003eThe tools are separate files and do not automatically sync. Estimates and checklists do not establish loan approval or property condition.\u003c\/em\u003e\u003c\/p\u003e\n\u003cdetails\u003e\u003csummary style=\"font-weight:bold;cursor:pointer;\"\u003eExplore an example for each included tool\u003c\/summary\u003e\u003cul\u003e\n\u003cli\u003e\u003ca href=\"\/products\/rent-vs-buy-calculator-interactive-html-tool#rr-product-demonstration\"\u003eRent vs. Buy Calculator — Interactive HTML Tool\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/products\/down-payment-savings-planner-for-homebuyers#rr-product-demonstration\"\u003eDown Payment \u0026amp; Savings Planner for Homebuyers\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/products\/mortgage-pre-approval-readiness-checklist-for-homebuyers#rr-product-demonstration\"\u003eMortgage Pre-Approval Readiness Checklist for Homebuyers\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/products\/house-hunting-home-comparison-dashboard-interactive-digital-planner#rr-product-demonstration\"\u003eHouse Hunting \u0026amp; Home Comparison Dashboard — Interactive Digital Planner\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/products\/closing-cost-estimator#rr-product-demonstration\"\u003eClosing Cost Estimator\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/products\/home-inspection-checklist-interactive-digital-planner#rr-product-demonstration\"\u003eHome Inspection Checklist — Interactive Digital Planner\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/products\/home-inspection-repair-follow-up-tracker-interactive-digital-planner#rr-product-demonstration\"\u003eHome Inspection \u0026amp; Repair Follow-Up Tracker — Interactive Digital Planner\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/products\/complete-homebuyer-checklist-interactive-digital-planner#rr-product-demonstration\"\u003eComplete Homebuyer Checklist — Interactive Digital Planner\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/products\/moving-home-setup-budget-planner-for-homebuyers#rr-product-demonstration\"\u003eMoving \u0026amp; Home Setup Budget Planner for Homebuyers\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\u003c\/details\u003e\u003cdetails\u003e\u003csummary style=\"font-weight:bold;cursor:pointer;\"\u003eView the presentation card\u003c\/summary\u003e\u003cp\u003e\u003cimg src=\"https:\/\/cdn.shopify.com\/s\/files\/1\/0783\/9806\/2639\/files\/complete-homebuyer-toolkit-bundle-9-interactive-digital-tools-demonstration.png?v=1789663589\" alt=\"Illustrative example for Complete Homebuyer Toolkit Bundle — 9 Interactive Digital Tools\" width=\"1080\" height=\"1620\" loading=\"lazy\" style=\"display:block;width:100%;max-width:720px;height:auto;\"\u003e\u003c\/p\u003e\u003c\/details\u003e\u003cp\u003eThe full working product is delivered after purchase. \u003ca href=\"\/pages\/digital-downloads\"\u003eSee how downloads work\u003c\/a\u003e.\u003c\/p\u003e\u003c\/section\u003e\u003cp\u003e\u003cstrong\u003eOne-time digital purchase · Nothing shipped\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003e100% DIGITAL PRODUCT — NOTHING IS SHIPPED.\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003eMove through the homebuying process with one organized toolkit instead of juggling scattered notes, calculators and checklists. The Roof \u0026amp; Ratio Complete Homebuyer Toolkit brings together nine interactive digital tools designed to help buyers plan, compare, track and stay organized from the earliest decision stage through closing and move-in.\u003c\/p\u003e\u003ch3\u003eIncluded in the bundle\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003eRent vs. Buy Calculator\u003c\/li\u003e\n\u003cli\u003eDown Payment \u0026amp; Savings Planner\u003c\/li\u003e\n\u003cli\u003eMortgage Pre-Approval Readiness Checklist\u003c\/li\u003e\n\u003cli\u003eHouse Hunting \u0026amp; Home Comparison Dashboard\u003c\/li\u003e\n\u003cli\u003eClosing Cost Estimator\u003c\/li\u003e\n\u003cli\u003eHome Inspection Checklist\u003c\/li\u003e\n\u003cli\u003eHome Inspection \u0026amp; Repair Follow-Up Tracker\u003c\/li\u003e\n\u003cli\u003eComplete Homebuyer Checklist\u003c\/li\u003e\n\u003cli\u003eMoving \u0026amp; Home Setup Budget Planner\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cstrong\u003eIndividual value: $134.91\u003c\/strong\u003e\u003cbr\u003e\u003cstrong\u003eIntroductory bundle price: $29.99\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003eOpen the tools in a modern web browser on a phone, tablet or computer. The bundle includes a Start Here guide to help you use the tools in a practical order.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eWhy buyers like a bundle:\u003c\/strong\u003e one purchase, one organized set of tools, and support for the full buying journey instead of buying each planner separately.\u003c\/p\u003e\u003cp\u003e\u003cem\u003eFor educational, planning and organizational purposes only. This toolkit does not provide legal, lending, inspection, tax, financial or other professional advice. Users remain responsible for their own decisions and should consult appropriate licensed professionals when needed.\u003c\/em\u003e\u003c\/p\u003e\u003ch3\u003eBefore you buy\u003c\/h3\u003e\u003cp\u003eReview the included features and bundle contents above. Interactive HTML files open in a web browser; PDF files require a PDF reader. Features such as saving, exporting and printing vary by product and by the browser or reader you use. Keep a backup of important work.\u003c\/p\u003e\u003cp\u003eQuestions about this product or your device? Email \u003ca href=\"mailto:marchelle@roofandratio.com\"\u003emarchelle@roofandratio.com\u003c\/a\u003e before purchasing. \u003ca href=\"\/pages\/digital-downloads\"\u003eHow downloads work\u003c\/a\u003e · \u003ca href=\"\/policies\/refund-policy\"\u003eCurrent refund policy\u003c\/a\u003e\u003c\/p\u003e","brand":"Roof \u0026 Ratio by Marchelle","offers":[{"title":"Digital Download Bundle","offer_id":46166484615215,"sku":null,"price":29.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0783\/9806\/2639\/files\/roof-ratio-complete-homebuyer-toolkit-bundle-29-99.png?v=1789258264"}],"url":"https:\/\/roofandratio.com\/collections\/homebuyer-tools.oembed","provider":"Roof \u0026 Ratio","version":"1.0","type":"link"}