{"title":"Roof \u0026 Ratio Launch Pricing","description":"\u003cp\u003e\u003cstrong\u003eIntroductory launch pricing for a limited time.\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003eExplore Roof \u0026amp; Ratio digital tools, interactive planners, workbooks, eBooks, and investor resources at special launch prices while we grow the collection.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003e100% DIGITAL — NOTHING IS SHIPPED.\u003c\/strong\u003e Use your purchases on your phone, tablet, laptop, or desktop.\u003c\/p\u003e","products":[{"product_id":"roof-ratio-deal-analyzer","title":"Roof \u0026 Ratio Deal Analyzer","description":"\u003csection id=\"rr-product-demonstration\" style=\"border:1px solid #ccd5dd;border-top:4px solid #d4a54b;border-radius:10px;padding:20px;margin:18px 0;background:#fff;color:#172434;font-family:Arial,sans-serif;font-size:18px;line-height:1.6;\"\u003e\u003ch2 style=\"color:#031327;font-family:Arial,sans-serif;font-size:28px;font-weight:700;line-height:1.25;\"\u003eSee how it works before you buy\u003c\/h2\u003e\n\u003cp\u003e\u003cstrong\u003eFree illustrated walkthrough. No purchase or download needed.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eThis is a fictional example based on the product's features. It is a presentation, not a live calculator or screenshot of the tool.\u003c\/p\u003e\n\u003cp\u003eScreen a potential cash purchase and renovation before making an offer.\u003c\/p\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e1. Enter your information\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eAnalysis:\u003c\/strong\u003e Flip; cash purchase\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePurchase \/ resale estimate:\u003c\/strong\u003e $200,000 \/ $300,000\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eRepairs \/ repair cushion:\u003c\/strong\u003e $30,000 \/ $5,000\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePurchase costs \/ selling costs \/ holding:\u003c\/strong\u003e $5,000 \/ $18,000 \/ $2,000\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e2. See the result\u003c\/h3\u003e\n\u003cp\u003e\u003cstrong\u003eIllustrative total cost: $260,000. Projected profit: $40,000 before any costs omitted from this example.\u003c\/strong\u003e\u003c\/p\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e3. Your next step\u003c\/h3\u003e\n\u003cp\u003eChange a cost or resale assumption to examine a different scenario, then keep the analysis with your property research.\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003eA projected profit is an estimate, not a promise of a successful investment.\u003c\/em\u003e\u003c\/p\u003e\n\u003cdetails\u003e\u003csummary style=\"font-weight:bold;cursor:pointer;\"\u003eView the presentation card\u003c\/summary\u003e\u003cp\u003e\u003cimg src=\"https:\/\/cdn.shopify.com\/s\/files\/1\/0783\/9806\/2639\/files\/roof-ratio-roof-ratio-deal-analyzer-demonstration.png?v=1789663017\" alt=\"Illustrative example for Roof \u0026amp; Ratio Deal Analyzer\" width=\"1080\" height=\"1620\" loading=\"lazy\" style=\"display:block;width:100%;max-width:720px;height:auto;\"\u003e\u003c\/p\u003e\u003c\/details\u003e\u003cp\u003eThe full working product is delivered after purchase. \u003ca href=\"\/pages\/digital-downloads\"\u003eSee how downloads work\u003c\/a\u003e.\u003c\/p\u003e\u003c\/section\u003e\u003cp\u003e\u003cstrong\u003eOne-time digital purchase · Nothing shipped\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003e100% DIGITAL PRODUCT — NOTHING IS SHIPPED.\u003c\/strong\u003e Purchase from anywhere and use this tool on your phone, tablet, laptop, or desktop.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eKnow the numbers before you make the offer — from your phone or computer.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eThe \u003cstrong\u003eRoof \u0026amp; Ratio Deal Analyzer\u003c\/strong\u003e is an upgraded responsive real estate investment calculator with larger, darker, bolder text and easy-to-use fields for fast first-pass screening of flip and rental opportunities.\u003c\/p\u003e\n\u003ch3\u003eInteractive features\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eWorks on phone, tablet, laptop, or desktop\u003c\/li\u003e\n\u003cli\u003eFlip and rental analysis modes\u003c\/li\u003e\n\u003cli\u003eCash and financing options\u003c\/li\u003e\n\u003cli\u003eAutomatic down-payment and loan calculations\u003c\/li\u003e\n\u003cli\u003eEstimated cash needed\u003c\/li\u003e\n\u003cli\u003eProjected flip profit, ROI, margin, and target-price analysis\u003c\/li\u003e\n\u003cli\u003eRental cash flow, NOI, cap rate, cash-on-cash return, and mortgage-payment modeling\u003c\/li\u003e\n\u003cli\u003eFirst-Pass Deal Score with strengths, watch-outs, and plain-English guidance\u003c\/li\u003e\n\u003cli\u003eAutosave in the browser on the device you are using\u003c\/li\u003e\n\u003cli\u003eSave a Copy \/ Load a Copy for long-term storage or moving a deal between devices\u003c\/li\u003e\n\u003cli\u003ePrint or save the analysis as a PDF\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cstrong\u003eFormat:\u003c\/strong\u003e Responsive standalone HTML digital tool. No spreadsheet software required.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eDigital product only.\u003c\/strong\u003e No physical item will be shipped.\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003eFor informational and planning purposes only. This tool is not financial, tax, legal, appraisal, lending, or investment advice. Verify all assumptions independently before making a purchase or financing decision.\u003c\/em\u003e\u003c\/p\u003e\u003ch3\u003eBefore you buy\u003c\/h3\u003e\u003cp\u003eReview the included features above. Interactive HTML files open in a web browser; PDF files require a PDF reader. Features such as saving, exporting and printing vary by product and by the browser or reader you use. Keep a backup of important work.\u003c\/p\u003e\u003cp\u003eQuestions about this product or your device? Email \u003ca href=\"mailto:marchelle@roofandratio.com\"\u003emarchelle@roofandratio.com\u003c\/a\u003e before purchasing. \u003ca href=\"\/pages\/digital-downloads\"\u003eHow downloads work\u003c\/a\u003e · \u003ca href=\"\/policies\/refund-policy\"\u003eCurrent refund policy\u003c\/a\u003e\u003c\/p\u003e","brand":"Roof \u0026 Ratio","offers":[{"title":"Digital Download","offer_id":45944023449647,"sku":null,"price":14.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0783\/9806\/2639\/files\/roof-ratio-deal-analyzer.jpg?v=1788113488"},{"product_id":"roof-ratio-investor-deal-analysis-workbook","title":"Roof \u0026 Ratio Investor Deal Analysis Interactive Workbook","description":"\u003csection id=\"rr-product-demonstration\" style=\"border:1px solid #ccd5dd;border-top:4px solid #d4a54b;border-radius:10px;padding:20px;margin:18px 0;background:#fff;color:#172434;font-family:Arial,sans-serif;font-size:18px;line-height:1.6;\"\u003e\u003ch2 style=\"color:#031327;font-family:Arial,sans-serif;font-size:28px;font-weight:700;line-height:1.25;\"\u003eSee how it works before you buy\u003c\/h2\u003e\n\u003cp\u003e\u003cstrong\u003eFree illustrated walkthrough. No purchase or download needed.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eThis is a fictional example based on the product's features. It is a presentation, not a live calculator or screenshot of the tool.\u003c\/p\u003e\n\u003cp\u003eOrganize a rental property's income, expenses and financing in a deeper deal review.\u003c\/p\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e1. Enter your information\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eMonthly rent \/ other income:\u003c\/strong\u003e $2,000 \/ $0\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eVacancy allowance:\u003c\/strong\u003e $100 per month\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eOperating expenses:\u003c\/strong\u003e $600 per month\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eDebt service:\u003c\/strong\u003e $900 per month\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e2. See the result\u003c\/h3\u003e\n\u003cp\u003e\u003cstrong\u003eEffective monthly income: $1,900. Monthly NOI: $1,300. Monthly cash flow after debt service: $400.\u003c\/strong\u003e\u003c\/p\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e3. Your next step\u003c\/h3\u003e\n\u003cp\u003eContinue into the return metrics, comparable properties, buy box and final deal notes.\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003eEnter all applicable costs and verify the assumptions. This example shows only the cash-flow section.\u003c\/em\u003e\u003c\/p\u003e\n\u003cdetails\u003e\u003csummary style=\"font-weight:bold;cursor:pointer;\"\u003eView the presentation card\u003c\/summary\u003e\u003cp\u003e\u003cimg src=\"https:\/\/cdn.shopify.com\/s\/files\/1\/0783\/9806\/2639\/files\/roof-ratio-investor-deal-analysis-workbook-demonstration.png?v=1789663150\" alt=\"Illustrative example for Roof \u0026amp; Ratio Investor Deal Analysis Interactive Workbook\" width=\"1080\" height=\"1620\" loading=\"lazy\" style=\"display:block;width:100%;max-width:720px;height:auto;\"\u003e\u003c\/p\u003e\u003c\/details\u003e\u003cp\u003eThe full working product is delivered after purchase. \u003ca href=\"\/pages\/digital-downloads\"\u003eSee how downloads work\u003c\/a\u003e.\u003c\/p\u003e\u003c\/section\u003e\u003cp\u003e\u003cstrong\u003eOne-time digital purchase · Nothing shipped\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003e100% DIGITAL PRODUCT — NOTHING IS SHIPPED.\u003c\/strong\u003e Purchase from anywhere and use this workbook on your phone, tablet, laptop, or desktop.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eAnalyze the deal from your phone or computer — without squinting at a tiny worksheet.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eThe upgraded \u003cstrong\u003eRoof \u0026amp; Ratio Investor Deal Analysis Workbook\u003c\/strong\u003e is a responsive, fillable digital worksheet designed to work comfortably on a phone, tablet, laptop, or desktop. The layout automatically adjusts to your screen, with larger, darker, bolder text and easy-to-use entry fields.\u003c\/p\u003e\n\u003ch3\u003eWhat you can do\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eType directly into the worksheet from your phone or computer\u003c\/li\u003e\n\u003cli\u003eAutomatically save your entries in the browser on the device you are using\u003c\/li\u003e\n\u003cli\u003eSave a copy of a completed or in-progress deal for long-term storage\u003c\/li\u003e\n\u003cli\u003eLoad a saved copy later — including on another device\u003c\/li\u003e\n\u003cli\u003ePrint the completed worksheet or save it as a PDF\u003c\/li\u003e\n\u003cli\u003eClear the worksheet when you are ready to analyze a new deal\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eDeal analysis included\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eDeal snapshot and financing information\u003c\/li\u003e\n\u003cli\u003eRental income, operating expenses, NOI, debt service, and cash flow\u003c\/li\u003e\n\u003cli\u003eCap rate, cash-on-cash return, GRM, and DSCR\u003c\/li\u003e\n\u003cli\u003eMaximum purchase price and target cap-rate calculations\u003c\/li\u003e\n\u003cli\u003eFix \u0026amp; flip screening and target-profit calculations\u003c\/li\u003e\n\u003cli\u003eComplete flip budget, projected profit, and ROI\u003c\/li\u003e\n\u003cli\u003eSales and rent comp worksheets\u003c\/li\u003e\n\u003cli\u003ePersonal investor buy box\u003c\/li\u003e\n\u003cli\u003eRoof \u0026amp; Ratio Deal Verdict: Strong Deal, Needs Negotiation, Keep Watching, or Pass\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cstrong\u003eFormats:\u003c\/strong\u003e Responsive interactive HTML worksheet for phone + computer, with printable PDF companion.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eNo spreadsheet software required.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eDigital product only.\u003c\/strong\u003e No physical item will be shipped.\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003eFor informational and planning purposes only. This workbook is not financial, tax, legal, appraisal, or investment advice. Confirm rents, expenses, financing terms, market value, legal requirements, and property condition with appropriate local professionals before committing capital.\u003c\/em\u003e\u003c\/p\u003e\u003ch3\u003eBefore you buy\u003c\/h3\u003e\u003cp\u003eReview the included features above. Interactive HTML files open in a web browser; PDF files require a PDF reader. Features such as saving, exporting and printing vary by product and by the browser or reader you use. Keep a backup of important work.\u003c\/p\u003e\u003cp\u003eQuestions about this product or your device? Email \u003ca href=\"mailto:marchelle@roofandratio.com\"\u003emarchelle@roofandratio.com\u003c\/a\u003e before purchasing. \u003ca href=\"\/pages\/digital-downloads\"\u003eHow downloads work\u003c\/a\u003e · \u003ca href=\"\/policies\/refund-policy\"\u003eCurrent refund policy\u003c\/a\u003e\u003c\/p\u003e","brand":"Roof \u0026 Ratio","offers":[{"title":"Digital Download","offer_id":45944026103855,"sku":null,"price":12.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0783\/9806\/2639\/files\/roof-ratio-investor-deal-analysis-workbook.jpg?v=1788114499"},{"product_id":"texas-florida-investor-relocation-toolkit","title":"Roof \u0026 Ratio Texas ↔ Florida Investor Relocation Toolkit","description":"\u003csection id=\"rr-product-demonstration\" style=\"border:1px solid #ccd5dd;border-top:4px solid #d4a54b;border-radius:10px;padding:20px;margin:18px 0;background:#fff;color:#172434;font-family:Arial,sans-serif;font-size:18px;line-height:1.6;\"\u003e\u003ch2 style=\"color:#031327;font-family:Arial,sans-serif;font-size:28px;font-weight:700;line-height:1.25;\"\u003eSee how it works before you buy\u003c\/h2\u003e\n\u003cp\u003e\u003cstrong\u003eFree illustrated walkthrough. No purchase or download needed.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eThis is a fictional example based on the product's features. It is a presentation, not a live calculator or screenshot of the tool.\u003c\/p\u003e\n\u003cp\u003eCompare two locations using your own current research.\u003c\/p\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e1. Enter your information\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eTexas \/ Florida target:\u003c\/strong\u003e Houston area \/ Tampa area\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePurpose:\u003c\/strong\u003e Compare a potential rental purchase\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eResearch to record:\u003c\/strong\u003e Local insurance quotes, taxes, HOA costs and market information\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e2. See the result\u003c\/h3\u003e\n\u003cp\u003e\u003cstrong\u003eA side-by-side research record, professional contact list and action plan for the two target markets.\u003c\/strong\u003e\u003c\/p\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e3. Your next step\u003c\/h3\u003e\n\u003cp\u003eRecord the date you verified each figure and assign the remaining research tasks before choosing a market.\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003eThe toolkit organizes your research; it does not supply live market data or establish local legal requirements.\u003c\/em\u003e\u003c\/p\u003e\n\u003cdetails\u003e\u003csummary style=\"font-weight:bold;cursor:pointer;\"\u003eView the presentation card\u003c\/summary\u003e\u003cp\u003e\u003cimg src=\"https:\/\/cdn.shopify.com\/s\/files\/1\/0783\/9806\/2639\/files\/texas-florida-investor-relocation-toolkit-demonstration.png?v=1789663154\" alt=\"Illustrative example for Roof \u0026amp; Ratio Texas ↔ Florida Investor Relocation Toolkit\" width=\"1080\" height=\"1620\" loading=\"lazy\" style=\"display:block;width:100%;max-width:720px;height:auto;\"\u003e\u003c\/p\u003e\u003c\/details\u003e\u003cp\u003eThe full working product is delivered after purchase. \u003ca href=\"\/pages\/digital-downloads\"\u003eSee how downloads work\u003c\/a\u003e.\u003c\/p\u003e\u003c\/section\u003e\u003cp\u003e\u003cstrong\u003eOne-time digital purchase · Nothing shipped\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003e100% DIGITAL PRODUCT — NOTHING IS SHIPPED.\u003c\/strong\u003e Purchase from anywhere and use this toolkit on your phone, tablet, laptop, or desktop.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eCompare Texas and Florida from your phone or computer — and keep your research, numbers, and next steps in one place.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eThe \u003cstrong\u003eRoof \u0026amp; Ratio Texas ↔ Florida Investor Relocation Toolkit\u003c\/strong\u003e is a fully interactive digital planning tool for investors and real estate professionals who are relocating, expanding, or comparing opportunities between Texas and Florida.\u003c\/p\u003e\n\u003cp\u003eUse it on a \u003cstrong\u003ephone, tablet, laptop, or desktop\u003c\/strong\u003e with larger, darker, bolder text and easy-to-use fillable fields.\u003c\/p\u003e\n\u003ch3\u003eInteractive features\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eType directly into the toolkit from your phone or computer\u003c\/li\u003e\n\u003cli\u003eAutosave your entries in the browser on the device you are using\u003c\/li\u003e\n\u003cli\u003eSave a Copy for long-term storage or to move the file to another device\u003c\/li\u003e\n\u003cli\u003eLoad a saved copy later\u003c\/li\u003e\n\u003cli\u003ePrint the completed toolkit or save it as a PDF\u003c\/li\u003e\n\u003cli\u003eClear the toolkit when you are ready to start a new comparison\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eWhat it helps you organize and compare\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e90 \/ 60 \/ 30-day relocation and expansion timeline\u003c\/li\u003e\n\u003cli\u003eLicensed-agent setup and cross-state professional planning\u003c\/li\u003e\n\u003cli\u003eTexas vs. Florida county and market comparison\u003c\/li\u003e\n\u003cli\u003eProperty taxes, insurance, HOA, closing customs, and local market data\u003c\/li\u003e\n\u003cli\u003eInvestor due diligence for legal, insurance, property management, and financing differences\u003c\/li\u003e\n\u003cli\u003eSide-by-side Texas and Florida property analysis\u003c\/li\u003e\n\u003cli\u003eAutomatic annual gross rent, operating expense, NOI, debt service, and cash-flow calculations\u003c\/li\u003e\n\u003cli\u003eAutomatic cap rate, cash-on-cash return, GRM, and DSCR calculations\u003c\/li\u003e\n\u003cli\u003eKey-contact organizer\u003c\/li\u003e\n\u003cli\u003ePersonal priorities and next-action plan\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cstrong\u003eFormats:\u003c\/strong\u003e Responsive interactive digital toolkit + printable PDF companion.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eDigital product only.\u003c\/strong\u003e No physical item will be shipped.\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003eFor informational and planning purposes only. Tax, legal, insurance, licensing, landlord-tenant, financing, appraisal, closing, and market conditions vary and change. Confirm current information with qualified professionals and local authorities in the applicable state and county.\u003c\/em\u003e\u003c\/p\u003e\u003ch3\u003eBefore you buy\u003c\/h3\u003e\u003cp\u003eReview the included features above. Interactive HTML files open in a web browser; PDF files require a PDF reader. Features such as saving, exporting and printing vary by product and by the browser or reader you use. Keep a backup of important work.\u003c\/p\u003e\u003cp\u003eQuestions about this product or your device? Email \u003ca href=\"mailto:marchelle@roofandratio.com\"\u003emarchelle@roofandratio.com\u003c\/a\u003e before purchasing. \u003ca href=\"\/pages\/digital-downloads\"\u003eHow downloads work\u003c\/a\u003e · \u003ca href=\"\/policies\/refund-policy\"\u003eCurrent refund policy\u003c\/a\u003e\u003c\/p\u003e","brand":"Roof \u0026 Ratio","offers":[{"title":"Digital Download","offer_id":45944035541039,"sku":null,"price":9.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0783\/9806\/2639\/files\/roof-ratio-texas-florida-relocation-booklet.jpg?v=1788114506"},{"product_id":"roof-ratio-investor-toolkit-bundle","title":"Roof \u0026 Ratio Investor Toolkit Bundle","description":"\u003csection id=\"rr-product-demonstration\" style=\"border:1px solid #ccd5dd;border-top:4px solid #d4a54b;border-radius:10px;padding:20px;margin:18px 0;background:#fff;color:#172434;font-family:Arial,sans-serif;font-size:18px;line-height:1.6;\"\u003e\u003ch2 style=\"color:#031327;font-family:Arial,sans-serif;font-size:28px;font-weight:700;line-height:1.25;\"\u003eSee how it works before you buy\u003c\/h2\u003e\n\u003cp\u003e\u003cstrong\u003eFree illustrated walkthrough. No purchase or download needed.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eThis is a fictional example based on the product's features. It is a presentation, not a live calculator or screenshot of the tool.\u003c\/p\u003e\n\u003cp\u003eFollow one investment opportunity from quick screening to a more detailed review.\u003c\/p\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e1. Follow the workflow\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eFirst pass:\u003c\/strong\u003e Screen the purchase, repair budget and resale or rental assumptions in the Deal Analyzer.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eDetailed review:\u003c\/strong\u003e Use the Investor Deal Analysis Workbook to organize income, costs, financing, comps and deal notes.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePaper option:\u003c\/strong\u003e Use the included printable PDF companion if you prefer a paper worksheet.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e2. What you get\u003c\/h3\u003e\n\u003cp\u003e\u003cstrong\u003eA quick screening and a fuller analysis for the same property, with assumptions you can review together.\u003c\/strong\u003e\u003c\/p\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e3. Your next step\u003c\/h3\u003e\n\u003cp\u003eOpen the individual product examples below to see a sample calculation for each interactive tool.\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003eThese are separate files. Enter or transfer your information yourself; the bundle does not automatically sync the tools.\u003c\/em\u003e\u003c\/p\u003e\n\u003cdetails\u003e\u003csummary style=\"font-weight:bold;cursor:pointer;\"\u003eExplore an example for each included tool\u003c\/summary\u003e\u003cul\u003e\n\u003cli\u003e\u003ca href=\"\/products\/roof-ratio-deal-analyzer#rr-product-demonstration\"\u003eRoof \u0026amp; Ratio Deal Analyzer\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/products\/roof-ratio-investor-deal-analysis-workbook#rr-product-demonstration\"\u003eRoof \u0026amp; Ratio Investor Deal Analysis Interactive Workbook\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\u003c\/details\u003e\u003cdetails\u003e\u003csummary style=\"font-weight:bold;cursor:pointer;\"\u003eView the presentation card\u003c\/summary\u003e\u003cp\u003e\u003cimg src=\"https:\/\/cdn.shopify.com\/s\/files\/1\/0783\/9806\/2639\/files\/roof-ratio-investor-toolkit-bundle-demonstration.png?v=1789663158\" alt=\"Illustrative example for Roof \u0026amp; Ratio Investor Toolkit Bundle\" width=\"1080\" height=\"1620\" loading=\"lazy\" style=\"display:block;width:100%;max-width:720px;height:auto;\"\u003e\u003c\/p\u003e\u003c\/details\u003e\u003cp\u003eThe full working product is delivered after purchase. \u003ca href=\"\/pages\/digital-downloads\"\u003eSee how downloads work\u003c\/a\u003e.\u003c\/p\u003e\u003c\/section\u003e\u003cp\u003e\u003cstrong\u003eOne-time digital purchase · Nothing shipped\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003e100% DIGITAL PRODUCT — NOTHING IS SHIPPED.\u003c\/strong\u003e Purchase from anywhere and use the included tools on your phone, tablet, laptop, or desktop.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eScreen the deal fast. Then underwrite it in depth.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eThe \u003cstrong\u003eRoof \u0026amp; Ratio Investor Toolkit Bundle\u003c\/strong\u003e combines two upgraded interactive real-estate investor tools so you can move from a quick first-pass analysis to a more complete property review before making an offer.\u003c\/p\u003e\n\u003cp\u003eBoth interactive tools are designed for \u003cstrong\u003ephone, tablet, laptop, or desktop\u003c\/strong\u003e use with larger, darker, bolder text and tap-friendly fields.\u003c\/p\u003e\n\u003ch3\u003eYou receive\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eRoof \u0026amp; Ratio Deal Analyzer — Interactive Edition\u003c\/strong\u003e for fast rental and flip screening, cash or financing scenarios, estimated cash needed, projected profit or cash flow, return metrics, first-pass scoring, strengths, watch-outs, and plain-English guidance\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eRoof \u0026amp; Ratio Investor Deal Analysis Workbook — Interactive Edition\u003c\/strong\u003e for deeper underwriting, including cash flow, NOI, cap rate, cash-on-cash return, GRM, DSCR, maximum-offer methods, flip budget, comps, buy box, and the final Roof \u0026amp; Ratio Deal Verdict\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePrintable PDF workbook companion\u003c\/strong\u003e for customers who prefer a traditional paper or PDF version\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eInteractive features\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eResponsive layouts for phone, tablet, laptop, and desktop\u003c\/li\u003e\n\u003cli\u003eLarger, darker, bolder text\u003c\/li\u003e\n\u003cli\u003eAutomatic calculations\u003c\/li\u003e\n\u003cli\u003eAutosave in the browser on the device you are using\u003c\/li\u003e\n\u003cli\u003eSave a Copy \/ Load a Copy for keeping deals or moving them between devices\u003c\/li\u003e\n\u003cli\u003ePrint completed analyses or save them as PDFs\u003c\/li\u003e\n\u003cli\u003eNo spreadsheet software required\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cstrong\u003eFormats:\u003c\/strong\u003e Two responsive standalone HTML investor tools + printable PDF workbook companion.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eDigital product only.\u003c\/strong\u003e No physical item will be shipped.\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003eFor informational and planning purposes only. These tools are not financial, tax, legal, appraisal, lending, or investment advice. Verify rents, expenses, financing terms, market value, property condition, and local requirements before committing capital.\u003c\/em\u003e\u003c\/p\u003e\u003ch3\u003eBefore you buy\u003c\/h3\u003e\u003cp\u003eReview the included features and bundle contents above. Interactive HTML files open in a web browser; PDF files require a PDF reader. Features such as saving, exporting and printing vary by product and by the browser or reader you use. Keep a backup of important work.\u003c\/p\u003e\u003cp\u003eQuestions about this product or your device? Email \u003ca href=\"mailto:marchelle@roofandratio.com\"\u003emarchelle@roofandratio.com\u003c\/a\u003e before purchasing. \u003ca href=\"\/pages\/digital-downloads\"\u003eHow downloads work\u003c\/a\u003e · \u003ca href=\"\/policies\/refund-policy\"\u003eCurrent refund policy\u003c\/a\u003e\u003c\/p\u003e","brand":"Roof \u0026 Ratio","offers":[{"title":"Digital Download","offer_id":45944038916143,"sku":null,"price":24.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0783\/9806\/2639\/files\/roof-ratio-investor-toolkit-bundle.jpg?v=1788114513"},{"product_id":"fix-sell-or-stay-homeowner-workbook-ebook","title":"Fix, Sell or Stay™ — Homeowner Workbook + eBook","description":"\u003csection id=\"rr-product-demonstration\" style=\"border:1px solid #ccd5dd;border-top:4px solid #d4a54b;border-radius:10px;padding:20px;margin:18px 0;background:#fff;color:#172434;font-family:Arial,sans-serif;font-size:18px;line-height:1.6;\"\u003e\u003ch2 style=\"color:#031327;font-family:Arial,sans-serif;font-size:28px;font-weight:700;line-height:1.25;\"\u003eSee how it works before you buy\u003c\/h2\u003e\n\u003cp\u003e\u003cstrong\u003eFree illustrated walkthrough. No purchase or download needed.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eThis is a fictional example based on the product's features. It is a presentation, not a live calculator or screenshot of the tool.\u003c\/p\u003e\n\u003cp\u003eCompare selling as-is, improving before sale, or staying in the home.\u003c\/p\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e1. Enter your information\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eCurrent value range:\u003c\/strong\u003e $290,000–$310,000\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eMortgage payoff:\u003c\/strong\u003e $180,000\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eProject being considered:\u003c\/strong\u003e Kitchen refresh\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePlanning questions:\u003c\/strong\u003e Cost, time in the home, disruption and reasons for moving\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e2. See the result\u003c\/h3\u003e\n\u003cp\u003e\u003cstrong\u003eA structured comparison of the homeowner's options, with financial assumptions and lifestyle considerations kept together.\u003c\/strong\u003e\u003c\/p\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e3. Your next step\u003c\/h3\u003e\n\u003cp\u003eComplete the scenario, risk and comparison sections, then document your preferred path and the questions still needing professional input.\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003eYour entries guide the comparison; the workbook does not determine the right choice for you.\u003c\/em\u003e\u003c\/p\u003e\n\u003cdetails\u003e\u003csummary style=\"font-weight:bold;cursor:pointer;\"\u003eView the presentation card\u003c\/summary\u003e\u003cp\u003e\u003cimg src=\"https:\/\/cdn.shopify.com\/s\/files\/1\/0783\/9806\/2639\/files\/fix-sell-or-stay-homeowner-workbook-ebook-demonstration.png?v=1789663163\" alt=\"Illustrative example for Fix, Sell or Stay™ — Homeowner Workbook + eBook\" width=\"1080\" height=\"1620\" loading=\"lazy\" style=\"display:block;width:100%;max-width:720px;height:auto;\"\u003e\u003c\/p\u003e\u003c\/details\u003e\u003cp\u003eThe full working product is delivered after purchase. \u003ca href=\"\/pages\/digital-downloads\"\u003eSee how downloads work\u003c\/a\u003e.\u003c\/p\u003e\u003c\/section\u003e\u003ch3\u003ePreview a sample page\u003c\/h3\u003e\u003cp\u003eRead an actual page from the companion eBook before you buy. This is a reading sample, not an interactive-tool demonstration.\u003c\/p\u003e\u003cp\u003e\u003ca href=\"https:\/\/cdn.shopify.com\/s\/files\/1\/0783\/9806\/2639\/files\/rr-sample-fix-sell-stay.png?v=1789661040\"\u003eOpen the sample page at full size\u003c\/a\u003e\u003c\/p\u003e\u003cimg src=\"https:\/\/cdn.shopify.com\/s\/files\/1\/0783\/9806\/2639\/files\/rr-sample-fix-sell-stay.png?v=1789661040\" alt=\"Fix, Sell or Stay™ — Homeowner Workbook + eBook — sample page from companion eBook\" style=\"width:100%;max-width:680px;height:auto;\" loading=\"lazy\"\u003e\u003cp\u003e\u003cstrong\u003eOne-time digital purchase · Nothing shipped\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003e100% DIGITAL PRODUCT — NOTHING IS SHIPPED.\u003c\/strong\u003e Purchase from anywhere and use your files on your phone, tablet, laptop, or desktop.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eShould you sell as-is, fix first, renovate and stay, or move?\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eFix, Sell or Stay™\u003c\/strong\u003e is now a fully interactive homeowner decision workbook designed to help you compare the numbers, timing, repairs, equity, and lifestyle trade-offs of each path.\u003c\/p\u003e\n\u003cp\u003eUse it on a \u003cstrong\u003ephone, tablet, laptop, or desktop\u003c\/strong\u003e with larger, darker, bolder text and easy-to-use fillable fields.\u003c\/p\u003e\n\u003ch3\u003eInteractive features\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eType directly into the workbook from your phone or computer\u003c\/li\u003e\n\u003cli\u003eAutosave entries in the browser on the device you are using\u003c\/li\u003e\n\u003cli\u003eSave a Copy for long-term storage\u003c\/li\u003e\n\u003cli\u003eLoad a saved copy later, including on another device\u003c\/li\u003e\n\u003cli\u003ePrint the completed workbook or save it as a PDF\u003c\/li\u003e\n\u003cli\u003eClear the workbook when you are ready to start a new comparison\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eWhat it helps you compare\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eSell as-is vs. fix first and sell\u003c\/li\u003e\n\u003cli\u003eRenovate and stay vs. sell and move\u003c\/li\u003e\n\u003cli\u003eCurrent home value and equity position\u003c\/li\u003e\n\u003cli\u003eRepair and improvement costs\u003c\/li\u003e\n\u003cli\u003eProject budget and contingency\u003c\/li\u003e\n\u003cli\u003eEstimated net proceeds\u003c\/li\u003e\n\u003cli\u003eMonthly housing-cost differences\u003c\/li\u003e\n\u003cli\u003eCost of waiting\u003c\/li\u003e\n\u003cli\u003eRisk, timing, disruption, and lifestyle fit\u003c\/li\u003e\n\u003cli\u003eWeighted Roof \u0026amp; Ratio Decision Score\u003c\/li\u003e\n\u003cli\u003eContractor and Realtor conversations\u003c\/li\u003e\n\u003cli\u003eHome-preparation checklist\u003c\/li\u003e\n\u003cli\u003eFinal recommendation and 30-day action plan\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eIncluded\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003e\u003cstrong\u003eResponsive interactive Fix, Sell or Stay™ workbook\u003c\/strong\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cstrong\u003eCompanion Fix, Sell or Stay™ eBook\u003c\/strong\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cstrong\u003eDigital product only.\u003c\/strong\u003e No physical item will be shipped.\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003eFor educational and planning purposes only. Verify important property, repair, financing, tax, legal, and value assumptions with qualified professionals.\u003c\/em\u003e\u003c\/p\u003e\u003ch3\u003eBefore you buy\u003c\/h3\u003e\u003cp\u003eReview the included features above. Interactive HTML files open in a web browser; PDF files require a PDF reader. Features such as saving, exporting and printing vary by product and by the browser or reader you use. Keep a backup of important work.\u003c\/p\u003e\u003cp\u003eQuestions about this product or your device? Email \u003ca href=\"mailto:marchelle@roofandratio.com\"\u003emarchelle@roofandratio.com\u003c\/a\u003e before purchasing. \u003ca href=\"\/pages\/digital-downloads\"\u003eHow downloads work\u003c\/a\u003e · \u003ca href=\"\/policies\/refund-policy\"\u003eCurrent refund policy\u003c\/a\u003e\u003c\/p\u003e","brand":"Roof \u0026 Ratio","offers":[{"title":"Workbook + eBook","offer_id":46014008295471,"sku":null,"price":12.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0783\/9806\/2639\/files\/roof-ratio-fix-sell-stay-homeowner.png?v=1788214103"},{"product_id":"curb-appeal-that-pays-workbook-ebook","title":"Curb Appeal That Pays™ — Workbook + eBook","description":"\u003csection id=\"rr-product-demonstration\" style=\"border:1px solid #ccd5dd;border-top:4px solid #d4a54b;border-radius:10px;padding:20px;margin:18px 0;background:#fff;color:#172434;font-family:Arial,sans-serif;font-size:18px;line-height:1.6;\"\u003e\u003ch2 style=\"color:#031327;font-family:Arial,sans-serif;font-size:28px;font-weight:700;line-height:1.25;\"\u003eSee how it works before you buy\u003c\/h2\u003e\n\u003cp\u003e\u003cstrong\u003eFree illustrated walkthrough. No purchase or download needed.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eThis is a fictional example based on the product's features. It is a presentation, not a live calculator or screenshot of the tool.\u003c\/p\u003e\n\u003cp\u003eChoose exterior improvements that fit a defined budget and purpose.\u003c\/p\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e1. Enter your information\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003ePrimary goal:\u003c\/strong\u003e Prepare the home for sale\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eBudget \/ reserve:\u003c\/strong\u003e $3,000 \/ $300\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eProjects to evaluate:\u003c\/strong\u003e Entry lighting, garden cleanup and front-door refresh\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePriorities:\u003c\/strong\u003e First impression, maintenance and function\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e2. See the result\u003c\/h3\u003e\n\u003cp\u003e\u003cstrong\u003eA prioritized project plan with budget entries, bid comparisons and a list of work to do now or postpone.\u003c\/strong\u003e\u003c\/p\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e3. Your next step\u003c\/h3\u003e\n\u003cp\u003eWork through the exterior audit, compare quotes and complete your final curb-appeal plan.\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003eRatings and costs come from you. The workbook does not guarantee a resale-value increase.\u003c\/em\u003e\u003c\/p\u003e\n\u003cdetails\u003e\u003csummary style=\"font-weight:bold;cursor:pointer;\"\u003eView the presentation card\u003c\/summary\u003e\u003cp\u003e\u003cimg src=\"https:\/\/cdn.shopify.com\/s\/files\/1\/0783\/9806\/2639\/files\/curb-appeal-that-pays-workbook-ebook-demonstration.png?v=1789663168\" alt=\"Illustrative example for Curb Appeal That Pays™ — Workbook + eBook\" width=\"1080\" height=\"1620\" loading=\"lazy\" style=\"display:block;width:100%;max-width:720px;height:auto;\"\u003e\u003c\/p\u003e\u003c\/details\u003e\u003cp\u003eThe full working product is delivered after purchase. \u003ca href=\"\/pages\/digital-downloads\"\u003eSee how downloads work\u003c\/a\u003e.\u003c\/p\u003e\u003c\/section\u003e\u003cp\u003e\u003cstrong\u003eOne-time digital purchase · Nothing shipped\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003e100% DIGITAL PRODUCT — NOTHING IS SHIPPED.\u003c\/strong\u003e Purchase from anywhere and use your files on your phone, tablet, laptop, or desktop.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eImprove your home's curb appeal without overspending — and work through the plan from your phone or computer.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eCurb Appeal That Pays™\u003c\/strong\u003e is now a responsive, interactive homeowner planning tool designed to help you prioritize exterior improvements, control spending, and strengthen your home's first impression.\u003c\/p\u003e\n\u003cp\u003eThe workbook can be completed directly from a \u003cstrong\u003ephone, tablet, laptop, or desktop\u003c\/strong\u003e with larger, darker, bolder text and easy-to-use entry fields.\u003c\/p\u003e\n\u003ch3\u003eWhat you can do\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eType directly into the workbook from your phone or computer\u003c\/li\u003e\n\u003cli\u003eAutomatically save your entries in the browser on the device you are using\u003c\/li\u003e\n\u003cli\u003eSave a copy of your project plan for long-term storage\u003c\/li\u003e\n\u003cli\u003eLoad a saved copy later, including on another device\u003c\/li\u003e\n\u003cli\u003ePrint the completed workbook or save it as a PDF\u003c\/li\u003e\n\u003cli\u003eClear the workbook when you are ready to start a new project plan\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eWhat it helps you plan\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eFirst-impression and safety audit\u003c\/li\u003e\n\u003cli\u003eLawn and groundcover improvements\u003c\/li\u003e\n\u003cli\u003eTrees, shrubs, planting beds, and mulch\u003c\/li\u003e\n\u003cli\u003eFront door and entry upgrades\u003c\/li\u003e\n\u003cli\u003eDriveways, walkways, and hardscape\u003c\/li\u003e\n\u003cli\u003eExterior lighting\u003c\/li\u003e\n\u003cli\u003eFences, gates, irrigation, and drainage\u003c\/li\u003e\n\u003cli\u003eOutdoor living areas\u003c\/li\u003e\n\u003cli\u003eProject ROI and impact scoring\u003c\/li\u003e\n\u003cli\u003eFull curb appeal budget planning\u003c\/li\u003e\n\u003cli\u003eQuick-win weekend projects\u003c\/li\u003e\n\u003cli\u003eContractor and landscaper bid comparison\u003c\/li\u003e\n\u003cli\u003eSeasonal maintenance planning\u003c\/li\u003e\n\u003cli\u003eFinal priorities and a 30-day curb appeal action plan\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eIncluded\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003e\u003cstrong\u003eResponsive interactive Curb Appeal That Pays™ workbook\u003c\/strong\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cstrong\u003eCompanion Landscaping \u0026amp; Exterior Value eBook\u003c\/strong\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cstrong\u003eDigital product only.\u003c\/strong\u003e No physical item will be shipped.\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003eFor educational and planning purposes only. This product is not construction, landscaping, appraisal, legal, tax, or financial advice. Verify structural, drainage, irrigation, electrical, tree, permitting, contractor, and property-value questions with appropriate qualified local professionals.\u003c\/em\u003e\u003c\/p\u003e\u003ch3\u003eBefore you buy\u003c\/h3\u003e\u003cp\u003eReview the included features above. Interactive HTML files open in a web browser; PDF files require a PDF reader. Features such as saving, exporting and printing vary by product and by the browser or reader you use. Keep a backup of important work.\u003c\/p\u003e\u003cp\u003eQuestions about this product or your device? Email \u003ca href=\"mailto:marchelle@roofandratio.com\"\u003emarchelle@roofandratio.com\u003c\/a\u003e before purchasing. \u003ca href=\"\/pages\/digital-downloads\"\u003eHow downloads work\u003c\/a\u003e · \u003ca href=\"\/policies\/refund-policy\"\u003eCurrent refund policy\u003c\/a\u003e\u003c\/p\u003e","brand":"Roof \u0026 Ratio","offers":[{"title":"Workbook + eBook","offer_id":46014008885295,"sku":null,"price":12.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0783\/9806\/2639\/files\/roof-ratio-curb-appeal-that-pays.png?v=1788214109"},{"product_id":"the-home-equity-workbook-ebook","title":"The Home Equity Workbook + eBook","description":"\u003csection id=\"rr-product-demonstration\" style=\"border:1px solid #ccd5dd;border-top:4px solid #d4a54b;border-radius:10px;padding:20px;margin:18px 0;background:#fff;color:#172434;font-family:Arial,sans-serif;font-size:18px;line-height:1.6;\"\u003e\u003ch2 style=\"color:#031327;font-family:Arial,sans-serif;font-size:28px;font-weight:700;line-height:1.25;\"\u003eSee how it works before you buy\u003c\/h2\u003e\n\u003cp\u003e\u003cstrong\u003eFree illustrated walkthrough. No purchase or download needed.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eThis is a fictional example based on the product's features. It is a presentation, not a live calculator or screenshot of the tool.\u003c\/p\u003e\n\u003cp\u003eUnderstand the difference between gross equity and estimated sale proceeds.\u003c\/p\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e1. Enter your information\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eEstimated home value:\u003c\/strong\u003e $300,000\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eMortgage and other liens:\u003c\/strong\u003e $180,000 total\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eIllustrative sale price:\u003c\/strong\u003e $300,000\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSale-related costs:\u003c\/strong\u003e $20,000 total; all other costs $0\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e2. See the result\u003c\/h3\u003e\n\u003cp\u003e\u003cstrong\u003eGross equity: $120,000, or 40% of the estimated value. Estimated net proceeds after the entered costs: $100,000.\u003c\/strong\u003e\u003c\/p\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e3. Your next step\u003c\/h3\u003e\n\u003cp\u003eCompare different home values, record repair needs and list questions about selling or borrowing against equity.\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003eEquity is not available cash or a loan approval. Confirm balances, costs and value independently.\u003c\/em\u003e\u003c\/p\u003e\n\u003cdetails\u003e\u003csummary style=\"font-weight:bold;cursor:pointer;\"\u003eView the presentation card\u003c\/summary\u003e\u003cp\u003e\u003cimg src=\"https:\/\/cdn.shopify.com\/s\/files\/1\/0783\/9806\/2639\/files\/the-home-equity-workbook-ebook-demonstration.png?v=1789663173\" alt=\"Illustrative example for The Home Equity Workbook + eBook\" width=\"1080\" height=\"1620\" loading=\"lazy\" style=\"display:block;width:100%;max-width:720px;height:auto;\"\u003e\u003c\/p\u003e\u003c\/details\u003e\u003cp\u003eThe full working product is delivered after purchase. \u003ca href=\"\/pages\/digital-downloads\"\u003eSee how downloads work\u003c\/a\u003e.\u003c\/p\u003e\u003c\/section\u003e\u003cp\u003e\u003cstrong\u003eOne-time digital purchase · Nothing shipped\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003e100% DIGITAL PRODUCT — NOTHING IS SHIPPED.\u003c\/strong\u003e Purchase from anywhere and use your files on your phone, tablet, laptop, or desktop.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eUnderstand what you own — and what your home equity can realistically do for you.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eThe Home Equity Workbook + eBook\u003c\/strong\u003e is an upgraded interactive homeowner planning bundle designed to help you estimate equity, track debt, compare options, and make clearer decisions about selling, borrowing, renovating, or moving.\u003c\/p\u003e\n\u003cp\u003eThe interactive workbook works on a \u003cstrong\u003ephone, tablet, laptop, or desktop\u003c\/strong\u003e with larger, darker, bolder text and easy-to-use fillable fields.\u003c\/p\u003e\n\u003ch3\u003eInteractive workbook features\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eType directly into the workbook from your phone or computer\u003c\/li\u003e\n\u003cli\u003eAutosave entries in the browser on the device you are using\u003c\/li\u003e\n\u003cli\u003eSave a Copy for long-term storage or to move your work to another device\u003c\/li\u003e\n\u003cli\u003eLoad a saved copy later\u003c\/li\u003e\n\u003cli\u003ePrint the completed workbook or save it as a PDF\u003c\/li\u003e\n\u003cli\u003eClear the workbook when you are ready to begin a new analysis\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eWhat it helps you calculate and compare\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eCurrent home-value range\u003c\/li\u003e\n\u003cli\u003eMortgage and lien balances\u003c\/li\u003e\n\u003cli\u003eGross equity and equity percentage\u003c\/li\u003e\n\u003cli\u003eEstimated net equity \/ sale proceeds after selling costs\u003c\/li\u003e\n\u003cli\u003eEquity under different home-value scenarios\u003c\/li\u003e\n\u003cli\u003eEquity growth over time\u003c\/li\u003e\n\u003cli\u003eRepair, maintenance, and renovation costs\u003c\/li\u003e\n\u003cli\u003eEstimated renovation value return\u003c\/li\u003e\n\u003cli\u003eHELOC and home-equity loan options\u003c\/li\u003e\n\u003cli\u003eCash-out refinance payment and debt differences\u003c\/li\u003e\n\u003cli\u003eUsing equity toward a future home\u003c\/li\u003e\n\u003cli\u003eStay, Sell, Borrow, or Hold decision comparison\u003c\/li\u003e\n\u003cli\u003eRisk review, professional questions, decision summary, and 30-day action plan\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eIncluded\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003e\u003cstrong\u003eResponsive interactive Home Equity Workbook\u003c\/strong\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cstrong\u003eCompanion Home Equity eBook\u003c\/strong\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cstrong\u003eDigital product only.\u003c\/strong\u003e No physical item will be shipped.\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003eFor educational and planning purposes only. This product is not lending, tax, legal, appraisal, investment, or financial advice. Verify home value, loan payoffs, liens, borrowing terms, taxes, transaction costs, and other material assumptions with qualified professionals.\u003c\/em\u003e\u003c\/p\u003e\u003ch3\u003eBefore you buy\u003c\/h3\u003e\u003cp\u003eReview the included features above. Interactive HTML files open in a web browser; PDF files require a PDF reader. Features such as saving, exporting and printing vary by product and by the browser or reader you use. Keep a backup of important work.\u003c\/p\u003e\u003cp\u003eQuestions about this product or your device? Email \u003ca href=\"mailto:marchelle@roofandratio.com\"\u003emarchelle@roofandratio.com\u003c\/a\u003e before purchasing. \u003ca href=\"\/pages\/digital-downloads\"\u003eHow downloads work\u003c\/a\u003e · \u003ca href=\"\/policies\/refund-policy\"\u003eCurrent refund policy\u003c\/a\u003e\u003c\/p\u003e","brand":"Roof \u0026 Ratio","offers":[{"title":"Workbook + eBook","offer_id":46014010556463,"sku":null,"price":12.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0783\/9806\/2639\/files\/roof-ratio-home-equity-workbook.png?v=1788214116"},{"product_id":"before-you-renovate-workbook-ebook","title":"Before You Renovate™ — Workbook + eBook","description":"\u003csection id=\"rr-product-demonstration\" style=\"border:1px solid #ccd5dd;border-top:4px solid #d4a54b;border-radius:10px;padding:20px;margin:18px 0;background:#fff;color:#172434;font-family:Arial,sans-serif;font-size:18px;line-height:1.6;\"\u003e\u003ch2 style=\"color:#031327;font-family:Arial,sans-serif;font-size:28px;font-weight:700;line-height:1.25;\"\u003eSee how it works before you buy\u003c\/h2\u003e\n\u003cp\u003e\u003cstrong\u003eFree illustrated walkthrough. No purchase or download needed.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eThis is a fictional example based on the product's features. It is a presentation, not a live calculator or screenshot of the tool.\u003c\/p\u003e\n\u003cp\u003eDefine a renovation before comparing contractor proposals.\u003c\/p\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e1. Enter your information\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eProject:\u003c\/strong\u003e Bathroom refresh\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eComfortable \/ maximum budget:\u003c\/strong\u003e $12,000 \/ $15,000\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eMust-have work:\u003c\/strong\u003e Repair water damage and replace worn fixtures\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eQuestions to resolve:\u003c\/strong\u003e Hidden conditions, permits, disruption and contractor scope\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e2. See the result\u003c\/h3\u003e\n\u003cp\u003e\u003cstrong\u003eA written scope, all-in cost plan, contractor comparison and decision checklist.\u003c\/strong\u003e\u003c\/p\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e3. Your next step\u003c\/h3\u003e\n\u003cp\u003eSeparate essential work from optional upgrades and use the completed scope when requesting comparable bids.\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003eThe workbook organizes your assumptions; contractor quotes and professional inspections establish the actual work and cost.\u003c\/em\u003e\u003c\/p\u003e\n\u003cdetails\u003e\u003csummary style=\"font-weight:bold;cursor:pointer;\"\u003eView the presentation card\u003c\/summary\u003e\u003cp\u003e\u003cimg src=\"https:\/\/cdn.shopify.com\/s\/files\/1\/0783\/9806\/2639\/files\/before-you-renovate-workbook-ebook-demonstration.png?v=1789663177\" alt=\"Illustrative example for Before You Renovate™ — Workbook + eBook\" width=\"1080\" height=\"1620\" loading=\"lazy\" style=\"display:block;width:100%;max-width:720px;height:auto;\"\u003e\u003c\/p\u003e\u003c\/details\u003e\u003cp\u003eThe full working product is delivered after purchase. \u003ca href=\"\/pages\/digital-downloads\"\u003eSee how downloads work\u003c\/a\u003e.\u003c\/p\u003e\u003c\/section\u003e\u003ch3\u003ePreview a sample page\u003c\/h3\u003e\u003cp\u003eRead an actual page from the companion eBook before you buy. This is a reading sample, not an interactive-tool demonstration.\u003c\/p\u003e\u003cp\u003e\u003ca href=\"https:\/\/cdn.shopify.com\/s\/files\/1\/0783\/9806\/2639\/files\/rr-sample-before-renovate.png?v=1789661045\"\u003eOpen the sample page at full size\u003c\/a\u003e\u003c\/p\u003e\u003cimg src=\"https:\/\/cdn.shopify.com\/s\/files\/1\/0783\/9806\/2639\/files\/rr-sample-before-renovate.png?v=1789661045\" alt=\"Before You Renovate™ — Workbook + eBook — sample page from companion eBook\" style=\"width:100%;max-width:680px;height:auto;\" loading=\"lazy\"\u003e\u003cp\u003e\u003cstrong\u003eOne-time digital purchase · Nothing shipped\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003e100% DIGITAL PRODUCT — NOTHING IS SHIPPED.\u003c\/strong\u003e Purchase from anywhere and use your files on your phone, tablet, laptop, or desktop.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003ePlan the renovation before the renovation plans you.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eBefore You Renovate™\u003c\/strong\u003e is a fully interactive homeowner decision tool designed to help you determine whether a renovation makes sense before committing to the cost, disruption, and risk.\u003c\/p\u003e\n\u003cp\u003eUse the workbook on a \u003cstrong\u003ephone, tablet, laptop, or desktop\u003c\/strong\u003e with larger, darker, bolder text and easy-to-use fillable fields.\u003c\/p\u003e\n\u003ch3\u003eInteractive features\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eType directly into the workbook from your phone or computer\u003c\/li\u003e\n\u003cli\u003eAutosave your entries in the browser on the device you are using\u003c\/li\u003e\n\u003cli\u003eSave a Copy for long-term storage or to move your plan to another device\u003c\/li\u003e\n\u003cli\u003eLoad a saved copy later\u003c\/li\u003e\n\u003cli\u003ePrint the completed workbook or save it as a PDF\u003c\/li\u003e\n\u003cli\u003eClear the workbook when you are ready to start a new renovation plan\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eWhat it helps you evaluate\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eYour renovation goals and priorities\u003c\/li\u003e\n\u003cli\u003eRepair vs. refresh vs. full renovation\u003c\/li\u003e\n\u003cli\u003eProject scope and all-in budget\u003c\/li\u003e\n\u003cli\u003eFinancing and available cash\u003c\/li\u003e\n\u003cli\u003ePotential impact on home value\u003c\/li\u003e\n\u003cli\u003eRisk of over-improving for the neighborhood\u003c\/li\u003e\n\u003cli\u003eContractor bids and contractor screening\u003c\/li\u003e\n\u003cli\u003eScope of work, allowances, and change orders\u003c\/li\u003e\n\u003cli\u003ePermits, timeline, and household disruption\u003c\/li\u003e\n\u003cli\u003eProject risks and alternatives\u003c\/li\u003e\n\u003cli\u003eA structured final go \/ no-go decision\u003c\/li\u003e\n\u003cli\u003eA practical 30-day action plan\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eIncluded\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\u003cstrong\u003eResponsive interactive Before You Renovate™ workbook\u003c\/strong\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cstrong\u003eCompanion Before You Renovate™ eBook\u003c\/strong\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cstrong\u003eDigital product only.\u003c\/strong\u003e No physical item will be shipped.\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003eFor educational and planning purposes only. This product is not legal, tax, lending, construction, appraisal, engineering, or financial advice. Verify costs, permits, contractor requirements, financing terms, and property-specific considerations with qualified local professionals.\u003c\/em\u003e\u003c\/p\u003e\u003ch3\u003eBefore you buy\u003c\/h3\u003e\u003cp\u003eReview the included features above. Interactive HTML files open in a web browser; PDF files require a PDF reader. Features such as saving, exporting and printing vary by product and by the browser or reader you use. Keep a backup of important work.\u003c\/p\u003e\u003cp\u003eQuestions about this product or your device? Email \u003ca href=\"mailto:marchelle@roofandratio.com\"\u003emarchelle@roofandratio.com\u003c\/a\u003e before purchasing. \u003ca href=\"\/pages\/digital-downloads\"\u003eHow downloads work\u003c\/a\u003e · \u003ca href=\"\/policies\/refund-policy\"\u003eCurrent refund policy\u003c\/a\u003e\u003c\/p\u003e","brand":"Roof \u0026 Ratio","offers":[{"title":"Workbook + eBook","offer_id":46017437663279,"sku":null,"price":12.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0783\/9806\/2639\/files\/roof-ratio-before-you-renovate.png?v=1788220007"},{"product_id":"smart-homeowner-maintenance-planner-workbook-ebook","title":"Smart Homeowner Maintenance Planner — Workbook + eBook","description":"\u003csection id=\"rr-product-demonstration\" style=\"border:1px solid #ccd5dd;border-top:4px solid #d4a54b;border-radius:10px;padding:20px;margin:18px 0;background:#fff;color:#172434;font-family:Arial,sans-serif;font-size:18px;line-height:1.6;\"\u003e\u003ch2 style=\"color:#031327;font-family:Arial,sans-serif;font-size:28px;font-weight:700;line-height:1.25;\"\u003eSee how it works before you buy\u003c\/h2\u003e\n\u003cp\u003e\u003cstrong\u003eFree illustrated walkthrough. No purchase or download needed.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eThis is a fictional example based on the product's features. It is a presentation, not a live calculator or screenshot of the tool.\u003c\/p\u003e\n\u003cp\u003eBuild a maintenance calendar and a reserve for upcoming work.\u003c\/p\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e1. Enter your information\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eMonthly reserve contribution:\u003c\/strong\u003e $200\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eCurrent reserve balance:\u003c\/strong\u003e $1,000\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eCalendar examples:\u003c\/strong\u003e HVAC service, gutter cleaning and seasonal checks\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eRecords to keep:\u003c\/strong\u003e Service date, provider, cost and warranty reference\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e2. See the result\u003c\/h3\u003e\n\u003cp\u003e\u003cstrong\u003eAnnual reserve contributions of $2,400, alongside a calendar, system inventory and service records.\u003c\/strong\u003e\u003c\/p\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e3. Your next step\u003c\/h3\u003e\n\u003cp\u003eAssign work to a month and update the service log when each task is completed.\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003eThe planner does not inspect your home or predict when a system will fail.\u003c\/em\u003e\u003c\/p\u003e\n\u003cdetails\u003e\u003csummary style=\"font-weight:bold;cursor:pointer;\"\u003eView the presentation card\u003c\/summary\u003e\u003cp\u003e\u003cimg src=\"https:\/\/cdn.shopify.com\/s\/files\/1\/0783\/9806\/2639\/files\/smart-homeowner-maintenance-planner-workbook-ebook-demonstration.png?v=1789663183\" alt=\"Illustrative example for Smart Homeowner Maintenance Planner — Workbook + eBook\" width=\"1080\" height=\"1620\" loading=\"lazy\" style=\"display:block;width:100%;max-width:720px;height:auto;\"\u003e\u003c\/p\u003e\u003c\/details\u003e\u003cp\u003eThe full working product is delivered after purchase. \u003ca href=\"\/pages\/digital-downloads\"\u003eSee how downloads work\u003c\/a\u003e.\u003c\/p\u003e\u003c\/section\u003e\u003ch3\u003ePreview a sample page\u003c\/h3\u003e\u003cp\u003eRead an actual page from the companion eBook before you buy. This is a reading sample, not an interactive-tool demonstration.\u003c\/p\u003e\u003cp\u003e\u003ca href=\"https:\/\/cdn.shopify.com\/s\/files\/1\/0783\/9806\/2639\/files\/rr-sample-maintenance.png?v=1789661049\"\u003eOpen the sample page at full size\u003c\/a\u003e\u003c\/p\u003e\u003cimg src=\"https:\/\/cdn.shopify.com\/s\/files\/1\/0783\/9806\/2639\/files\/rr-sample-maintenance.png?v=1789661049\" alt=\"Smart Homeowner Maintenance Planner — Workbook + eBook — sample page from companion eBook\" style=\"width:100%;max-width:680px;height:auto;\" loading=\"lazy\"\u003e\u003cp\u003e\u003cstrong\u003eOne-time digital purchase · Nothing shipped\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003e100% DIGITAL PRODUCT — NOTHING IS SHIPPED.\u003c\/strong\u003e Purchase from anywhere and use your files on your phone, tablet, laptop, or desktop.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eProtect the home. Plan the cost. Preserve the value.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eThe \u003cstrong\u003eSmart Homeowner Maintenance Planner\u003c\/strong\u003e is a fully interactive homeowner planning system designed to help you stay ahead of recurring maintenance, track repairs and service history, organize important home records, and prepare for larger future expenses.\u003c\/p\u003e\n\u003cp\u003eThe interactive planner works on a \u003cstrong\u003ephone, tablet, laptop, or desktop\u003c\/strong\u003e with larger, darker, bolder text and easy-to-use fillable fields.\u003c\/p\u003e\n\u003ch3\u003eInteractive features\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eType directly into the planner from your phone or computer\u003c\/li\u003e\n\u003cli\u003eCheck off monthly and seasonal maintenance tasks\u003c\/li\u003e\n\u003cli\u003eAutosave entries in the browser on the device you are using\u003c\/li\u003e\n\u003cli\u003eSave a Copy for long-term storage or to move your planner to another device\u003c\/li\u003e\n\u003cli\u003eLoad a saved copy later\u003c\/li\u003e\n\u003cli\u003ePrint the completed planner or save it as a PDF\u003c\/li\u003e\n\u003cli\u003eClear the planner when you are ready to begin a new home record\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eWhat it helps you track\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eProperty profile and major home systems\u003c\/li\u003e\n\u003cli\u003eMonthly, spring, summer, fall, and winter maintenance\u003c\/li\u003e\n\u003cli\u003e12-month maintenance calendar\u003c\/li\u003e\n\u003cli\u003eHVAC, plumbing, electrical, roof, exterior, drainage, pest, moisture, and indoor-air service logs\u003c\/li\u003e\n\u003cli\u003eAppliances and equipment\u003c\/li\u003e\n\u003cli\u003eLandscape and curb-appeal maintenance\u003c\/li\u003e\n\u003cli\u003eTrusted service providers\u003c\/li\u003e\n\u003cli\u003eWarranties, manuals, and home records\u003c\/li\u003e\n\u003cli\u003eRepair-vs.-replace decisions\u003c\/li\u003e\n\u003cli\u003eAnnual home-health review and next-year priorities\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eAutomatic planning calculations\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eAnnual maintenance-calendar budget\u003c\/li\u003e\n\u003cli\u003eTracked service and repair spending\u003c\/li\u003e\n\u003cli\u003eAnnual reserve contributions\u003c\/li\u003e\n\u003cli\u003eReserve balance after expected maintenance\u003c\/li\u003e\n\u003cli\u003eKnown 1–3 year replacement funding gap\u003c\/li\u003e\n\u003cli\u003eNext-year priority budget\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eIncluded\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\u003cstrong\u003eResponsive interactive Smart Homeowner Maintenance Planner\u003c\/strong\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cstrong\u003ePrintable PDF workbook\u003c\/strong\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cstrong\u003eCompanion Smart Homeowner Maintenance eBook\u003c\/strong\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cstrong\u003eDigital product only.\u003c\/strong\u003e No physical item will be shipped.\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003eFor educational and planning purposes only. This product is not legal, tax, financial, engineering, inspection, or construction advice. Use appropriately qualified professionals for property-specific safety, repair, code, system, and structural questions.\u003c\/em\u003e\u003c\/p\u003e\u003ch3\u003eBefore you buy\u003c\/h3\u003e\u003cp\u003eReview the included features above. Interactive HTML files open in a web browser; PDF files require a PDF reader. Features such as saving, exporting and printing vary by product and by the browser or reader you use. Keep a backup of important work.\u003c\/p\u003e\u003cp\u003eQuestions about this product or your device? Email \u003ca href=\"mailto:marchelle@roofandratio.com\"\u003emarchelle@roofandratio.com\u003c\/a\u003e before purchasing. \u003ca href=\"\/pages\/digital-downloads\"\u003eHow downloads work\u003c\/a\u003e · \u003ca href=\"\/policies\/refund-policy\"\u003eCurrent refund policy\u003c\/a\u003e\u003c\/p\u003e","brand":"Roof \u0026 Ratio","offers":[{"title":"Workbook + eBook","offer_id":46018701918255,"sku":null,"price":12.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0783\/9806\/2639\/files\/roof-ratio-smart-homeowner-maintenance-planner.png?v=1788222169"},{"product_id":"home-yard-project-planner","title":"Home \u0026 Yard Project Planner — Interactive Tool","description":"\u003csection id=\"rr-product-demonstration\" style=\"border:1px solid #ccd5dd;border-top:4px solid #d4a54b;border-radius:10px;padding:20px;margin:18px 0;background:#fff;color:#172434;font-family:Arial,sans-serif;font-size:18px;line-height:1.6;\"\u003e\u003ch2 style=\"color:#031327;font-family:Arial,sans-serif;font-size:28px;font-weight:700;line-height:1.25;\"\u003eSee how it works before you buy\u003c\/h2\u003e\n\u003cp\u003e\u003cstrong\u003eFree illustrated walkthrough. No purchase or download needed.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eThis is a fictional example based on the product's features. It is a presentation, not a live calculator or screenshot of the tool.\u003c\/p\u003e\n\u003cp\u003eTurn a list of outdoor ideas into an organized project plan.\u003c\/p\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e1. Enter your information\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eGoal:\u003c\/strong\u003e Improve outdoor function\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePriority areas:\u003c\/strong\u003e Drainage, garden beds and lighting\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePlanning entries:\u003c\/strong\u003e Budget, materials, contractor contacts and timeline\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e2. See the result\u003c\/h3\u003e\n\u003cp\u003e\u003cstrong\u003eOne property plan that connects priorities, spending and tasks.\u003c\/strong\u003e\u003c\/p\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e3. Your next step\u003c\/h3\u003e\n\u003cp\u003eRecord quotes and materials, decide what fits the budget and keep notes as work progresses.\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003eUse current quotes and appropriate professional advice for drainage or construction work.\u003c\/em\u003e\u003c\/p\u003e\n\u003cdetails\u003e\u003csummary style=\"font-weight:bold;cursor:pointer;\"\u003eView the presentation card\u003c\/summary\u003e\u003cp\u003e\u003cimg src=\"https:\/\/cdn.shopify.com\/s\/files\/1\/0783\/9806\/2639\/files\/home-yard-project-planner-demonstration.png?v=1789663187\" alt=\"Illustrative example for Home \u0026amp; Yard Project Planner — Interactive Tool\" width=\"1080\" height=\"1620\" loading=\"lazy\" style=\"display:block;width:100%;max-width:720px;height:auto;\"\u003e\u003c\/p\u003e\u003c\/details\u003e\u003cp\u003eThe full working product is delivered after purchase. \u003ca href=\"\/pages\/digital-downloads\"\u003eSee how downloads work\u003c\/a\u003e.\u003c\/p\u003e\u003c\/section\u003e\u003cp\u003e\u003cstrong\u003eOne-time digital purchase · Nothing shipped\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003e100% DIGITAL PRODUCT — NOTHING IS SHIPPED.\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eThis product is one interactive digital planner. It is not an eBook bundle.\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003eTurn landscaping, gardening, curb appeal, outdoor maintenance, and yard improvement ideas into a clear, practical plan for your property.\u003c\/p\u003e\u003cp\u003eThe \u003cstrong\u003eRoof \u0026amp; Ratio Home \u0026amp; Yard Project Planner\u003c\/strong\u003e is an interactive tool designed for homeowners who want to make smart outdoor improvements without losing track of budget, priorities, or resale value.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eUse it to:\u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eSet your property goals and project priorities\u003c\/li\u003e\n\u003cli\u003ePlan landscaping, garden, lawn, lighting, fencing, patio, drainage, and maintenance projects\u003c\/li\u003e\n\u003cli\u003eBuild a realistic project budget\u003c\/li\u003e\n\u003cli\u003eTrack estimated project costs and remaining budget\u003c\/li\u003e\n\u003cli\u003ePlan planting and garden decisions\u003c\/li\u003e\n\u003cli\u003eEvaluate curb appeal from a buyer, guest, or tenant perspective\u003c\/li\u003e\n\u003cli\u003eCreate a project timeline and next-action list\u003c\/li\u003e\n\u003cli\u003eSeparate projects to do now from projects to postpone\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cstrong\u003eInteractive features:\u003c\/strong\u003e fillable fields, automatic budget calculations, autosave on your device, Save a Copy \/ Load a Copy, and Print \/ Save as PDF.\u003c\/p\u003e\u003cp\u003eWorks on phone, tablet, laptop, and desktop.\u003c\/p\u003e\u003cp\u003e\u003cem\u003eFor planning and educational purposes only. Verify plant suitability, drainage, utilities, permits, HOA requirements, contractor requirements, and local conditions before beginning work.\u003c\/em\u003e\u003c\/p\u003e\u003ch3\u003eBefore you buy\u003c\/h3\u003e\u003cp\u003eReview the included features above. Interactive HTML files open in a web browser; PDF files require a PDF reader. Features such as saving, exporting and printing vary by product and by the browser or reader you use. Keep a backup of important work.\u003c\/p\u003e\u003cp\u003eQuestions about this product or your device? Email \u003ca href=\"mailto:marchelle@roofandratio.com\"\u003emarchelle@roofandratio.com\u003c\/a\u003e before purchasing. \u003ca href=\"\/pages\/digital-downloads\"\u003eHow downloads work\u003c\/a\u003e · \u003ca href=\"\/policies\/refund-policy\"\u003eCurrent refund policy\u003c\/a\u003e\u003c\/p\u003e","brand":"Roof \u0026 Ratio","offers":[{"title":"Digital Download","offer_id":46113017462831,"sku":null,"price":14.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0783\/9806\/2639\/files\/roof-ratio-home-yard-project-planner.png?v=1788393670"}],"url":"https:\/\/roofandratio.com\/collections\/roof-ratio-launch-pricing.oembed","provider":"Roof \u0026 Ratio","version":"1.0","type":"link"}