{"product_id":"rent-vs-buy-calculator-interactive-html-tool","title":"Rent vs. Buy Calculator — Interactive HTML Tool","description":"\u003csection id=\"rr-product-demonstration\" style=\"border:1px solid #ccd5dd;border-top:4px solid #d4a54b;border-radius:10px;padding:20px;margin:18px 0;background:#fff;color:#172434;font-family:Arial,sans-serif;font-size:18px;line-height:1.6;\"\u003e\u003ch2 style=\"color:#031327;font-family:Arial,sans-serif;font-size:28px;font-weight:700;line-height:1.25;\"\u003eSee how it works before you buy\u003c\/h2\u003e\n\u003cp\u003e\u003cstrong\u003eFree illustrated walkthrough. No purchase or download needed.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eThis is a fictional example based on the product's features. It is a presentation, not a live calculator or screenshot of the tool.\u003c\/p\u003e\n\u003cp\u003eCompare the initial monthly cost of renting and buying under stated assumptions.\u003c\/p\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e1. Enter your information\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eRent \/ renter insurance:\u003c\/strong\u003e $2,400 \/ $20 monthly\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePurchase \/ down payment:\u003c\/strong\u003e $300,000 \/ 20%\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eMortgage:\u003c\/strong\u003e 6% fixed; 30 years\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eOwnership assumptions:\u003c\/strong\u003e 1.2% property tax; $1,800 annual insurance; 1% annual maintenance; $0 HOA\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e2. See the result\u003c\/h3\u003e\n\u003cp\u003e\u003cstrong\u003eIllustrative first-month costs: approximately $2,139 to own versus $2,420 to rent. This is only the monthly-cost portion of the comparison.\u003c\/strong\u003e\u003c\/p\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e3. Your next step\u003c\/h3\u003e\n\u003cp\u003eSet buying\/selling costs, growth assumptions and the holding period to explore the longer-term comparison.\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003eThese are fictional inputs, not current loan quotes or forecasts. Lower monthly cost alone does not decide which option is better.\u003c\/em\u003e\u003c\/p\u003e\n\u003cdetails\u003e\u003csummary style=\"font-weight:bold;cursor:pointer;\"\u003eView the presentation card\u003c\/summary\u003e\u003cp\u003e\u003cimg src=\"https:\/\/cdn.shopify.com\/s\/files\/1\/0783\/9806\/2639\/files\/rent-vs-buy-calculator-interactive-html-tool-demonstration.png?v=1789663517\" alt=\"Illustrative example for Rent vs. Buy Calculator — Interactive HTML Tool\" width=\"1080\" height=\"1620\" loading=\"lazy\" style=\"display:block;width:100%;max-width:720px;height:auto;\"\u003e\u003c\/p\u003e\u003c\/details\u003e\u003cp\u003eThe full working product is delivered after purchase. \u003ca href=\"\/pages\/digital-downloads\"\u003eSee how downloads work\u003c\/a\u003e.\u003c\/p\u003e\u003c\/section\u003e\u003cp\u003e\u003cstrong\u003eOne-time digital purchase · Nothing shipped\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eCompare renting versus buying with a clearer look at both monthly cost and long-term wealth impact.\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003eThe Roof \u0026amp; Ratio Rent vs. Buy Calculator is an interactive digital tool for homebuyers who want to compare the financial tradeoffs of renting and purchasing a home using their own numbers.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eIncludes:\u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eMonthly rent and annual rent-growth inputs\u003c\/li\u003e\n\u003cli\u003eHome price, down payment, mortgage rate and loan term\u003c\/li\u003e\n\u003cli\u003eProperty taxes, homeowners insurance, HOA and maintenance\u003c\/li\u003e\n\u003cli\u003eHome appreciation and investment-return assumptions\u003c\/li\u003e\n\u003cli\u003eBuying and selling cost assumptions\u003c\/li\u003e\n\u003cli\u003eYear-one monthly cost comparison\u003c\/li\u003e\n\u003cli\u003eEstimated break-even point\u003c\/li\u003e\n\u003cli\u003eLong-term rent-versus-buy net-worth comparison\u003c\/li\u003e\n\u003cli\u003eMobile- and computer-friendly interactive fields\u003c\/li\u003e\n\u003cli\u003eAutosave \/ Save for Later\u003c\/li\u003e\n\u003cli\u003ePrint \/ Save as PDF\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cstrong\u003eDIGITAL ONLY — nothing is shipped.\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003eFor informational and planning purposes only. Results depend on the assumptions entered and are not financial, tax, lending, or investment advice.\u003c\/p\u003e\u003ch3\u003eBefore you buy\u003c\/h3\u003e\u003cp\u003eReview the included features above. Interactive HTML files open in a web browser; PDF files require a PDF reader. Features such as saving, exporting and printing vary by product and by the browser or reader you use. Keep a backup of important work.\u003c\/p\u003e\u003cp\u003eQuestions about this product or your device? Email \u003ca href=\"mailto:marchelle@roofandratio.com\"\u003emarchelle@roofandratio.com\u003c\/a\u003e before purchasing. \u003ca href=\"\/pages\/digital-downloads\"\u003eHow downloads work\u003c\/a\u003e · \u003ca href=\"\/policies\/refund-policy\"\u003eCurrent refund policy\u003c\/a\u003e\u003c\/p\u003e","brand":"Roof \u0026 Ratio by Marchelle","offers":[{"title":"Default Title","offer_id":46148660461615,"sku":null,"price":14.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0783\/9806\/2639\/files\/roof-ratio-rent-vs-buy-calculator-thumbnail.png?v=1788916591","url":"https:\/\/roofandratio.com\/products\/rent-vs-buy-calculator-interactive-html-tool","provider":"Roof \u0026 Ratio","version":"1.0","type":"link"}