{"product_id":"roof-ratio-house-hacking-calculator-guide","title":"Roof \u0026 Ratio House Hacking Calculator \u0026 Guide","description":"\u003csection id=\"rr-product-demonstration\" style=\"border:1px solid #ccd5dd;border-top:4px solid #d4a54b;border-radius:10px;padding:20px;margin:18px 0;background:#fff;color:#172434;font-family:Arial,sans-serif;font-size:18px;line-height:1.6;\"\u003e\u003ch2 style=\"color:#031327;font-family:Arial,sans-serif;font-size:28px;font-weight:700;line-height:1.25;\"\u003eSee how it works before you buy\u003c\/h2\u003e\n\u003cp\u003e\u003cstrong\u003eFree illustrated walkthrough. No purchase or download needed.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eThis is a fictional example based on the product's features. It is a presentation, not a live calculator or screenshot of the tool.\u003c\/p\u003e\n\u003cp\u003eCompare living in part of a property while renting the remaining space.\u003c\/p\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e1. Enter your information\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eProperty strategy:\u003c\/strong\u003e Live in one unit of a duplex\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eIncome to enter:\u003c\/strong\u003e Rent from the other unit\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eCosts to enter:\u003c\/strong\u003e Financing, taxes, insurance, maintenance and other expenses\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eComparison:\u003c\/strong\u003e Current rent and future full-rental scenario\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e2. See the result\u003c\/h3\u003e\n\u003cp\u003e\u003cstrong\u003eAn organized view of estimated personal housing cost, savings versus renting and the potential future rental scenario.\u003c\/strong\u003e\u003c\/p\u003e\n\u003ch3 style=\"font-family:Arial,sans-serif;font-size:22px;font-weight:700;line-height:1.35;color:#031327;\"\u003e3. Your next step\u003c\/h3\u003e\n\u003cp\u003eAdjust the rent and expense assumptions and record occupancy, financing and exit-plan questions.\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003eFinancing, occupancy and rental rules must be verified with the relevant professionals.\u003c\/em\u003e\u003c\/p\u003e\n\u003cdetails\u003e\u003csummary style=\"font-weight:bold;cursor:pointer;\"\u003eView the presentation card\u003c\/summary\u003e\u003cp\u003e\u003cimg src=\"https:\/\/cdn.shopify.com\/s\/files\/1\/0783\/9806\/2639\/files\/roof-ratio-house-hacking-calculator-guide-demonstration.png?v=1789663223\" alt=\"Illustrative example for Roof \u0026amp; Ratio House Hacking Calculator \u0026amp; Guide\" width=\"1080\" height=\"1620\" loading=\"lazy\" style=\"display:block;width:100%;max-width:720px;height:auto;\"\u003e\u003c\/p\u003e\u003c\/details\u003e\u003cp\u003eThe full working product is delivered after purchase. \u003ca href=\"\/pages\/digital-downloads\"\u003eSee how downloads work\u003c\/a\u003e.\u003c\/p\u003e\u003c\/section\u003e\u003cp\u003e\u003cstrong\u003eOne-time digital purchase · Nothing shipped\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003e100% DIGITAL PRODUCT — NOTHING IS SHIPPED.\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003eAnalyze duplex, triplex, fourplex, roommate, ADU, and live-in investment strategies with a focus on what house hacking is supposed to accomplish: lower your housing cost while building equity.\u003c\/p\u003e\u003cp\u003eThe \u003cstrong\u003eRoof \u0026amp; Ratio House Hacking Calculator \u0026amp; Guide\u003c\/strong\u003e combines owner-occupant financing analysis with rental income, operating expenses, savings vs. renting, future full-rental cash flow, strategy comparison, and exit planning.\u003c\/p\u003e\u003ch3\u003eIncludes\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003eProperty and financing calculator\u003c\/li\u003e\n\u003cli\u003eCash needed at closing\u003c\/li\u003e\n\u003cli\u003eMulti-unit \/ room rental income analysis\u003c\/li\u003e\n\u003cli\u003eVacancy and effective rent\u003c\/li\u003e\n\u003cli\u003eOperating expenses\u003c\/li\u003e\n\u003cli\u003eNet monthly housing cost\u003c\/li\u003e\n\u003cli\u003eMonthly and annual savings vs. renting\u003c\/li\u003e\n\u003cli\u003ePure investment \/ fully rented analysis\u003c\/li\u003e\n\u003cli\u003eThree-option strategy comparison\u003c\/li\u003e\n\u003cli\u003eLender, legal, and exit-planning checklist\u003c\/li\u003e\n\u003cli\u003eAutomatic house-hack verdict\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cstrong\u003eInteractive features:\u003c\/strong\u003e autosave, Save a Copy \/ Load a Copy, Print \/ Save as PDF, and mobile-friendly inputs.\u003c\/p\u003e\u003cp\u003e\u003cem\u003eFor informational and planning purposes only. Verify loan program requirements, occupancy rules, landlord-tenant law, financing terms, taxes, insurance, and property-specific assumptions with qualified professionals.\u003c\/em\u003e\u003c\/p\u003e\u003ch3\u003eBefore you buy\u003c\/h3\u003e\u003cp\u003eReview the included features above. Interactive HTML files open in a web browser; PDF files require a PDF reader. Features such as saving, exporting and printing vary by product and by the browser or reader you use. Keep a backup of important work.\u003c\/p\u003e\u003cp\u003eQuestions about this product or your device? Email \u003ca href=\"mailto:marchelle@roofandratio.com\"\u003emarchelle@roofandratio.com\u003c\/a\u003e before purchasing. \u003ca href=\"\/pages\/digital-downloads\"\u003eHow downloads work\u003c\/a\u003e · \u003ca href=\"\/policies\/refund-policy\"\u003eCurrent refund policy\u003c\/a\u003e\u003c\/p\u003e","brand":"Roof \u0026 Ratio","offers":[{"title":"Digital Download","offer_id":46114903621679,"sku":null,"price":12.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0783\/9806\/2639\/files\/roof-ratio-house-hacking-calculator-guide.png?v=1788410488","url":"https:\/\/roofandratio.com\/products\/roof-ratio-house-hacking-calculator-guide","provider":"Roof \u0026 Ratio","version":"1.0","type":"link"}