Down Payment & Savings Planner for Homebuyers
Description
See how it works before you buy
Free illustrated walkthrough. No purchase or download needed.
This is a fictional example based on the product's features. It is a presentation, not a live calculator or screenshot of the tool.
Turn a homebuying cash target into a savings timeline.
1. Enter your information
- Target price / down payment: $250,000 / 5%
- Closing costs / moving / reserve: 3% / $2,000 / $3,000
- Current savings: $10,000
- Monthly savings / interest: $1,000 / 0%
2. See the result
Total target: $25,000. Remaining gap: $15,000. At $1,000 per month and no interest, the example takes 15 months.
3. Your next step
Change the monthly contribution or target date to compare a different plan.
These are planning assumptions. Loan eligibility and final cash requirements need lender confirmation.
View the presentation card

The full working product is delivered after purchase. See how downloads work.
One-time digital purchase · Nothing shipped
100% DIGITAL PRODUCT — NOTHING IS SHIPPED.
Turn your homeownership goal into a clear savings plan. The Roof & Ratio Down Payment & Savings Planner helps homebuyers estimate the cash they may need for a down payment, closing costs, moving expenses and reserves, then map out how long it could take to reach that goal.
What it helps you do:
- Estimate your down payment target
- Add closing costs, moving costs and post-move reserves
- Track current savings
- See how long it may take to reach your goal
- Reverse-calculate the monthly savings needed for a target date
- Compare how saving a little more could shorten the timeline
- Save your entries for later and print/save as PDF
Designed for first-time and repeat homebuyers who want a practical, easy-to-use planning tool before they shop.
For informational and planning purposes only. Not financial, tax or lending advice.
Before you buy
Review the included features above. Interactive HTML files open in a web browser; PDF files require a PDF reader. Features such as saving, exporting and printing vary by product and by the browser or reader you use. Keep a backup of important work.
Questions about this product or your device? Email marchelle@roofandratio.com before purchasing. How downloads work · Current refund policy
Care
To maintain the beauty and integrity of your purchase, we recommend treating it with care. Simple maintenance practices, such as gentle washing and proper storage, can effectively preserve the longevity of your favorites. We encourage you to refer to the care instructions included with each item, designed to help you keep your purchase in top condition.
Design
Our dedication to excellence extends beyond materials; it encompasses the artistry and craftsmanship illustrated in every piece we create.