Homeowner Tools

Roof & Ratio homeowner tools help you organize renovation decisions, recurring maintenance and equity scenarios before committing money or starting work.

Help me choose a tool

Plan a renovation: Before You Renovate organizes scope, budget, bids, timing and risks.
Keep up with maintenance: start with the free maintenance planner. Choose the Maintenance Planner Workbook + eBook for the 12-month calendar, service logs and reserve planning.
Compare your options: the Home Equity Workbook models equity and borrowing scenarios; Fix, Sell or Stay compares selling, improving and staying.

Read how to set a renovation budget or our seasonal maintenance checklist. Use verified quotes and property information; these tools do not provide appraisals or lender approval.

Digital downloads. Paid tools are one-time purchases. Check each product page for included files, features and device guidance. More help choosing a tool.