Roof & Ratio House Hacking Calculator & Guide
Description
See how it works before you buy
Free illustrated walkthrough. No purchase or download needed.
This is a fictional example based on the product's features. It is a presentation, not a live calculator or screenshot of the tool.
Compare living in part of a property while renting the remaining space.
1. Enter your information
- Property strategy: Live in one unit of a duplex
- Income to enter: Rent from the other unit
- Costs to enter: Financing, taxes, insurance, maintenance and other expenses
- Comparison: Current rent and future full-rental scenario
2. See the result
An organized view of estimated personal housing cost, savings versus renting and the potential future rental scenario.
3. Your next step
Adjust the rent and expense assumptions and record occupancy, financing and exit-plan questions.
Financing, occupancy and rental rules must be verified with the relevant professionals.
View the presentation card

The full working product is delivered after purchase. See how downloads work.
One-time digital purchase · Nothing shipped
100% DIGITAL PRODUCT — NOTHING IS SHIPPED.
Analyze duplex, triplex, fourplex, roommate, ADU, and live-in investment strategies with a focus on what house hacking is supposed to accomplish: lower your housing cost while building equity.
The Roof & Ratio House Hacking Calculator & Guide combines owner-occupant financing analysis with rental income, operating expenses, savings vs. renting, future full-rental cash flow, strategy comparison, and exit planning.
Includes
- Property and financing calculator
- Cash needed at closing
- Multi-unit / room rental income analysis
- Vacancy and effective rent
- Operating expenses
- Net monthly housing cost
- Monthly and annual savings vs. renting
- Pure investment / fully rented analysis
- Three-option strategy comparison
- Lender, legal, and exit-planning checklist
- Automatic house-hack verdict
Interactive features: autosave, Save a Copy / Load a Copy, Print / Save as PDF, and mobile-friendly inputs.
For informational and planning purposes only. Verify loan program requirements, occupancy rules, landlord-tenant law, financing terms, taxes, insurance, and property-specific assumptions with qualified professionals.
Before you buy
Review the included features above. Interactive HTML files open in a web browser; PDF files require a PDF reader. Features such as saving, exporting and printing vary by product and by the browser or reader you use. Keep a backup of important work.
Questions about this product or your device? Email marchelle@roofandratio.com before purchasing. How downloads work · Current refund policy
Care
To maintain the beauty and integrity of your purchase, we recommend treating it with care. Simple maintenance practices, such as gentle washing and proper storage, can effectively preserve the longevity of your favorites. We encourage you to refer to the care instructions included with each item, designed to help you keep your purchase in top condition.
Design
Our dedication to excellence extends beyond materials; it encompasses the artistry and craftsmanship illustrated in every piece we create.