Closing Cost Estimator
Description
See how it works before you buy
Free illustrated walkthrough. No purchase or download needed.
This is a fictional example based on the product's features. It is a presentation, not a live calculator or screenshot of the tool.
Estimate the cash needed to close using selected transaction assumptions.
1. Enter your information
- Home price / down payment: $250,000 / 20%
- Lender fees / appraisal / title costs: $1,000 / $500 / $1,500
- Seller credit: $1,000
- All other fees and prepaids: $0 for this limited illustration
2. See the result
Down payment: $50,000. Entered costs after credit: $2,000. Illustrative cash to close: $52,000.
3. Your next step
Replace the sample fees with lender and title estimates and include applicable prepaid items and reserves.
This is not a Loan Estimate or Closing Disclosure. Whether a credit can be used depends on the transaction.
View the presentation card

The full working product is delivered after purchase. See how downloads work.
One-time digital purchase · Nothing shipped
Know your estimated cash-to-close before you get to the closing table.
The Roof & Ratio Closing Cost Estimator is an interactive digital tool designed to help homebuyers estimate the money they may need at closing. Enter your purchase price, down payment, loan type, lender fees, title and third-party fees, prepaid items, escrow reserves, and negotiated credits to see a clear estimated total.
Includes:
- Conventional, FHA, VA and USDA loan selections
- Down payment and estimated loan amount calculations
- Lender, appraisal, underwriting and processing fees
- Title, escrow, inspection, survey, recording and attorney fees
- Prepaid interest, homeowners insurance and tax/insurance reserves
- Seller and lender credits
- Estimated closing costs and total cash needed at closing
- Entries automatically saved in the browser on the same device
- Mobile-friendly interactive format
DIGITAL ONLY — nothing is shipped. For informational and planning purposes only. Actual costs vary by lender, location and loan program; this tool is not a Loan Estimate or Closing Disclosure.
Before you buy
Review the included features above. Interactive HTML files open in a web browser; PDF files require a PDF reader. Features such as saving, exporting and printing vary by product and by the browser or reader you use. Keep a backup of important work.
Questions about this product or your device? Email marchelle@roofandratio.com before purchasing. How downloads work · Current refund policy
Care
To maintain the beauty and integrity of your purchase, we recommend treating it with care. Simple maintenance practices, such as gentle washing and proper storage, can effectively preserve the longevity of your favorites. We encourage you to refer to the care instructions included with each item, designed to help you keep your purchase in top condition.
Design
Our dedication to excellence extends beyond materials; it encompasses the artistry and craftsmanship illustrated in every piece we create.