Rental Property Cash Flow Calculator & Deal Analyzer
Rental Property Cash Flow Calculator & Deal Analyzer
Description
Rental property cash flow calculator and flip deal analyzer for your phone or computer.
The Roof & Ratio Deal Analyzer helps you estimate rental cash flow, cap rate, cash-on-cash return, and flip profit before making an offer. Enter your own purchase, financing, income, and expense assumptions to compare a deal’s numbers.
One-time digital purchase · Nothing shipped. Purchase from anywhere and use this tool on your phone, tablet, laptop, or desktop. See a free illustrated example ↓
Key features and metrics calculated
- Works on phone, tablet, laptop, or desktop
- Flip and rental analysis modes
- Cash and financing options
- Automatic down-payment and loan calculations
- Estimated cash needed
- Projected flip profit, ROI, margin, and target-price analysis
- Rental cash flow, NOI, cap rate, cash-on-cash return, and mortgage-payment modeling
- First-Pass Deal Score with strengths, watch-outs, and plain-English guidance
- Autosave in the browser on the device you are using
- Save a Copy / Load a Copy for long-term storage or moving a deal between devices
- Print or save the analysis as a PDF
Compatibility and download format
Format: Responsive standalone HTML digital tool. No spreadsheet software required.
Digital product only. No physical item will be shipped.
For informational and planning purposes only. This tool is not financial, tax, legal, appraisal, lending, or investment advice. Verify all assumptions independently before making a purchase or financing decision.
See how it works before you buy
Free illustrated walkthrough. No purchase or download needed.
This is a fictional example based on the product's features. It is a presentation, not a live calculator or screenshot of the tool.
Screen a potential cash purchase and renovation before making an offer.
1. Enter your information
- Analysis: Flip; cash purchase
- Purchase / resale estimate: $200,000 / $300,000
- Repairs / repair cushion: $30,000 / $5,000
- Purchase costs / selling costs / holding: $5,000 / $18,000 / $2,000
2. See the result
Illustrative total cost: $260,000. Projected profit: $40,000 before any costs omitted from this example.
3. Your next step
Change a cost or resale assumption to examine a different scenario, then keep the analysis with your property research.
A projected profit is an estimate, not a promise of a successful investment.
View the presentation card
The full working product is delivered after purchase. See how downloads work.
Before you buy
Review the included features above. Interactive HTML files open in a web browser; PDF files require a PDF reader. Features such as saving, exporting and printing vary by product and by the browser or reader you use. Keep a backup of important work.
Questions about this product or your device? Email marchelle@roofandratio.com before purchasing. How downloads work · Current refund policy
Rental cash flow: a simple worked example
Suppose monthly rent is $2,000, a vacancy allowance is $100, operating expenses are $650, and the principal-and-interest payment is $1,000. The estimated cash flow is $250 per month before a separate capital-replacement reserve and income taxes: $2,000 − $100 − $650 − $1,000. Setting aside another $100 for future major replacements leaves $150 available in your planning budget.
This fictional illustration explains the calculation; it is not a screenshot or a promised investment result. Read the rental cash flow, cap rate, and cash-on-cash guide.
Questions about this rental and flip calculator
Who is this tool for?
Property buyers and investors who want to organize assumptions for a first-pass rental or flip analysis. It uses information you enter; it is not an appraisal or a lender’s underwriting decision.
Do I need a spreadsheet subscription?
No. This is a standalone interactive HTML download that opens in a modern browser. It is not an Excel or Google Sheets template.
Where can I check the calculation approach?
Read our rental cash flow guide for a labeled example of income, operating expenses, debt service, and reserves.
Created by Marchelle Cook, founder of Roof & Ratio. How we explain the numbers.
Digital Delivery
This is a digital product. Nothing is physically shipped, and no shipping fees apply. After payment, follow the download or access instructions provided with your order. Keep your confirmation email for future reference.
Need Help?
Having trouble accessing your purchase? Check your spam or junk folder for the delivery email. For help, use our Contact & Support page and include your order number and product name.