The Home Equity Workbook + eBook
Description
The Home Equity Workbook + eBook is an interactive homeowner planning bundle designed to help you estimate equity, track debt, compare options, and make clearer decisions about selling, borrowing, renovating, or moving, with larger, darker, bolder text and easy-to-use fillable fields.
Understand what you own — and what your home equity can realistically do for you.
One-time digital purchase · Nothing shipped. Use your files on your phone, tablet, laptop, or desktop. See a free illustrated example ↓
Interactive workbook features
- Type directly into the workbook from your phone or computer
- Autosave entries in the browser on the device you are using
- Save a Copy for long-term storage or to move your work to another device
- Load a saved copy later
- Print the completed workbook or save it as a PDF
- Clear the workbook when you are ready to begin a new analysis
What it helps you calculate and compare
- Current home-value range
- Mortgage and lien balances
- Gross equity and equity percentage
- Estimated net equity / sale proceeds after selling costs
- Equity under different home-value scenarios
- Equity growth over time
- Repair, maintenance, and renovation costs
- Estimated renovation value return
- HELOC and home-equity loan options
- Cash-out refinance payment and debt differences
- Using equity toward a future home
- Stay, Sell, Borrow, or Hold decision comparison
- Risk review, professional questions, decision summary, and 30-day action plan
Included
- Responsive interactive Home Equity Workbook
- Companion Home Equity eBook
For educational and planning purposes only. This product is not lending, tax, legal, appraisal, investment, or financial advice. Verify home value, loan payoffs, liens, borrowing terms, taxes, transaction costs, and other material assumptions with qualified professionals.
See how it works before you buy
Free illustrated walkthrough. No purchase or download needed.
This is a fictional example based on the product's features. It is a presentation, not a live calculator or screenshot of the tool.
Understand the difference between gross equity and estimated sale proceeds.
1. Enter your information
- Estimated home value: $300,000
- Mortgage and other liens: $180,000 total
- Illustrative sale price: $300,000
- Sale-related costs: $20,000 total; all other costs $0
2. See the result
Gross equity: $120,000, or 40% of the estimated value. Estimated net proceeds after the entered costs: $100,000.
3. Your next step
Compare different home values, record repair needs and list questions about selling or borrowing against equity.
Equity is not available cash or a loan approval. Confirm balances, costs and value independently.
View the presentation card

The full working product is delivered after purchase. See how downloads work.
Before you buy
Review the included features above. Interactive HTML files open in a web browser; PDF files require a PDF reader. Features such as saving, exporting and printing vary by product and by the browser or reader you use. Keep a backup of important work.
Questions about this product or your device? Email marchelle@roofandratio.com before purchasing. How downloads work · Current refund policy
Digital Delivery
This is a digital product. Nothing is physically shipped, and no shipping fees apply. After payment, follow the download or access instructions provided with your order. Keep your confirmation email for future reference.
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